Arab Tunisian Lease SA
BBVMT:ATL14.85
TND
-0.03
(-0.20%)
ISIN
TN0004700100
Return %
Stock
S&P 500
1Y
- -
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
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- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Tunis Tunisia
- IPO Date
- Dec 1, 1997
- Similar Companies
- Business
- Arab Tunisian Lease SA is a Tunisia-based financial institution that specializes in movable and real estate leasing solutions for corporate clients, small and medium-sized enterprises (SMEs), very small enterprises (VSEs), and independent professionals. Founded in 1993 and headquartered in Tunis, Tunisia, the company was established under the sponsorship of major banking institutions, primarily Arab Tunisian Bank (ATB) and Banque Nationale Agricole (BNA), and is publicly listed on the Tunis Stock Exchange. The company operates through two primary business divisions: Equipment and Movable Asset Leasing, and Real Estate Leasing. Its movable asset leasing portfolio comprises financing for light commercial vehicles, corporate passenger fleets, heavy transport trucks, and utility vehicles; industrial machinery, manufacturing systems, and metalworking equipment; public works, earthmoving, and construction machinery; agricultural tractors, harvesters, and irrigation systems; medical, healthcare, and laboratory diagnostic equipment; and information technology infrastructure, telecommunications equipment, and office systems. Its real estate leasing portfolio comprises medium- to long-term financing for commercial retail premises, administrative office buildings, industrial manufacturing facilities, logistics warehouses, and medical clinics, offered through direct acquisition leases, customized amortizing schedules, and sale-and-leaseback transactions. Arab Tunisian Lease SA serves its nationwide client base across Tunisia through a decentralized branch network covering major commercial and industrial hubs such as Greater Tunis, Sfax, Sousse, Bizerte, Nabeul, and Gabès. In recent operational developments, Arab Tunisian Lease SA has reinforced its funding base through the issuance of several multi-tranche bond programs and subordinated debt offerings listed on the Bourse de Tunis to sustain credit origination growth. The institution has also secured specialized credit facilities and partnership agreements with international development finance institutions to expand dedicated financing lines for micro, small, and medium enterprises as well as sustainable investments in renewable energy and energy-efficient industrial equipment. Concurrently, the company has progressed with its digital transformation initiatives by deploying digital lease application portals, online file tracking platforms, and automated credit scoring systems to enhance underwriting turnaround times and modernize customer service delivery.