- Business
- BH Assurance SA is a Tunisia-based multi-line insurance company engaged in the underwriting, distribution, and management of life and non-life insurance solutions for individual, professional, and corporate clients. The company operates through two primary segments: Life Insurance and Non-Life Insurance. Its comprehensive product and service portfolio includes Life and Savings, comprising individual life insurance, group term life policies, retirement savings plans, education savings accounts, and credit life insurance for loan protection; Health and Personal Protection, featuring individual and collective health insurance schemes, hospitalization coverage, supplementary medical benefits, personal accident insurance, and international travel assistance; Motor Insurance, offering statutory third-party liability, comprehensive vehicle damage, fire, theft, and 24/7 roadside breakdown assistance; Property and Casualty, providing multi-risk home insurance, commercial property insurance, industrial risk coverage, and business interruption protection; Construction and Engineering, including contractor all-risk policies, erection all-risk cover, machinery breakdown insurance, and decennial civil liability; Marine and Transport, encompassing cargo transit cover by land, sea, and air, as well as hull insurance; and Liability and Financial Risks, encompassing general third-party liability, professional indemnity, directors and officers liability, and surety bond solutions. BH Assurance SA distributes its insurance products across Tunisia through dedicated direct agencies, independent insurance brokers, tied general agents, and an integrated bancassurance network operating across the retail branch footprint of its parent institution, BH Bank. In recent developments, BH Assurance SA has accelerated its digital transformation strategy by deploying online customer portals and mobile applications to facilitate digital policy issuance, real-time premium payments, and electronic claims management. The company has also expanded its bancassurance product synergies with BH Bank to broaden coverage for small and medium-sized enterprises, introduced modular health and pension products tailored to self-employed professionals, and enhanced its digital broker extranet platform to optimize intermediary workflow and underwriting efficiency. Originally founded in 1995 as Compagnie d'Assurances Salim, BH Assurance SA is headquartered in Tunis, Tunisia.