Banque de Tunisie SA
BBVMT:BT8.70
TND
+0.01
(+0.12%)
ISIN
TN0002200053
Return %
Stock
S&P 500
1Y
- -
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
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in mil. unless spec.Growth Rates
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in mil. unless spec.Semi-annual Revenue
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in mil. unless spec.Semi-annual Earnings Per Share
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in mil. unless spec.Company Description
- Sector
- Finance
- Industry
- Regional banks
- Address
- Tunis Tunisia
- IPO Date
- Oct 3, 1990
- Similar Companies
- Business
- Banque de Tunisie SA is a Tunisia-based commercial banking institution that provides a comprehensive suite of retail, corporate, and investment banking products and financial services to individual consumers, professionals, small and medium-sized enterprises, large corporate entities, and institutional clients. Founded in 1884 and headquartered in Tunis, Tunisia, the bank operates across three primary business segments: Retail and Personal Banking, Corporate and Commercial Banking, and Financial Markets and Asset Management. The company's core product and service portfolio includes retail deposit and savings solutions such as checking accounts, high-yield savings accounts, term deposits, and certificates of deposit; personal financing and credit products comprising consumer loans, automobile financing, residential mortgage loans, and revolving credit facilities; payment solutions including Visa and Mastercard debit and credit cards, national CIB cards, contactless point-of-sale terminal services, and automated teller machine networks; digital banking services featuring the BTNET web banking platform and BTMobile application for remote account management, electronic fund transfers, and bill payments; corporate credit solutions encompassing working capital credit lines, short-term treasury overdrafts, medium- and long-term investment loans, equipment financing, structured debt, and syndicated loan participation; international trade finance and cross-border services including documentary letters of credit, documentary collections, international wire transfers via SWIFT, bank guarantees, and foreign exchange hedging instruments; cash management and corporate treasury services featuring automated liquidity pooling, electronic payroll distribution, and merchant acquiring solutions; bancassurance products distributed in partnership with ASTREE Assurances covering life, health, accident, and property insurance plans; and capital markets and asset management services including securities brokerage, equity custody, registrar administration, public offering underwriting, and collective investment scheme management through specialized entities such as Société de Bourse de Tunisie and Placements de Tunisie. Banque de Tunisie SA conducts its operations throughout the Republic of Tunisia via an extensive nationwide network of commercial branch offices and automated banking centers, supported by global correspondent banking relationships facilitated in part by its strategic partnership with Groupe Crédit Mutuel Alliance Fédérale via Banque Fédérative du Crédit Mutuel and Crédit Industriel et Commercial. In recent developments, Banque de Tunisie SA has accelerated its digital transformation program by deploying upgraded omnichannel banking platforms featuring biometric security, digitized loan application processing, and instant domestic payment capabilities. The institution has also strengthened its lending support for micro, small, and medium-sized enterprises by securing specialized credit lines and sustainability-linked financing frameworks in cooperation with international development finance institutions to support green energy transition, resource efficiency, and private sector modernization. Additionally, the bank has expanded its bancassurance product integration with ASTREE Assurances, optimized cross-border corporate trade corridors between North Africa and Europe alongside its European banking partners, and upgraded its enterprise risk management and regulatory compliance infrastructure in accordance with Central Bank of Tunisia prudential guidelines.