Tunisie Leasing & Factoring SA
BBVMT:TLS36.99
TND
-0.01
(-0.03%)
ISIN
TN0002100907
Return %
Stock
S&P 500
1Y
- -
14.39
3Y
- -
81.42
5Y
- -
68.62
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Cité Mahrajène Tunisia
- IPO Date
- Nov 9, 2006
- Similar Companies
- Business
- Tunisie Leasing & Factoring SA (BVMT: TLS) is a Tunisia-based specialized financial services institution that provides tailored leasing, factoring, and fleet management solutions to micro, small, and medium enterprises, large corporations, and independent professionals. Founded in 1984 and headquartered in Tunis, Tunisia, the company operates as a key specialized finance subsidiary of the Amen Group, a leading diversified private conglomerate in Tunisia. Tunisie Leasing & Factoring structures its core offerings across three primary business lines: Leasing, Factoring, and Long-Term Vehicle Rental. Its Leasing operations provide movable equipment leasing (crédit-bail mobilier) for commercial vehicles, heavy transport trucks, buses, industrial machinery, medical equipment, construction machinery, and IT infrastructure; alongside real estate leasing (crédit-bail immobilier) for the acquisition, construction, or expansion of commercial office properties, industrial plants, warehouses, workshops, and healthcare clinics. Its Factoring operations deliver domestic and international export factoring solutions; commercial invoice discounting and immediate cash flow financing; accounts receivable ledger administration; credit risk and default protection; and debt recovery services. Through its long-term rental subsidiary, Tunisie LLD, the company provides operational vehicle leasing and full-service fleet management solutions, including routine vehicle maintenance, comprehensive insurance, tire replacement, and real-time fleet tracking services. The institution also provides digital financial tools via its TLFNet platform, enabling remote financing requests and portfolio administration. Geographically, the company serves the Tunisian market through an extensive regional branch network and operates in Algeria through its subsidiary, Maghreb Leasing Algérie (MLA). In recent developments, Tunisie Leasing & Factoring executed a strategic reorganization in May 2025 by completing the divestment of its Sub-Saharan African operations held via Alios Finance SA (encompassing subsidiaries in Côte d'Ivoire, Cameroon, and Gabon) to Crédit d'Afrique Group (Credaf Group), refocusing its long-term strategic footprint on its core North African markets. To strengthen its liquidity position and fund ongoing lending growth, the company regularly accesses the local capital markets, successfully closing multiple bond issuances including the oversubscribed 60 million Tunisian dinar (TND) bond issue TLF 2026-1 in September 2026, the 60 million TND bond issue TLF 2025-1 in April 2025, a 15 million TND subordinated bond issue in late 2025, and a 50 million TND bond issue in 2024. Additionally, the company continues to accelerate its digital transformation roadmap and expand its sustainable financing frameworks, focusing on green credit initiatives and small business financing across its regional operations.