Union Bancaire pour le Commerce et l'Industrie SA
BBVMT:UBCI39.00
TND
-0.40
(-1.02%)
ISIN
TN0002400505
Return %
Stock
S&P 500
1Y
- -
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
FRC
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Semi-annual Revenue
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in mil. unless spec.Semi-annual Earnings Per Share
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in mil. unless spec.Semi-annual Dividends Per Share
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in mil. unless spec.Company Description
- Full Time Employees
- 1,100
- Sector
- Finance
- Industry
- Regional banks
- Address
- Tunis Tunisia
- IPO Date
- Jun 24, 1993
- Similar Companies
- Business
- Union Bancaire pour le Commerce et l'Industrie SA (UBCI) is a Tunisia-based commercial banking institution that provides a comprehensive range of retail, corporate, and investment banking products and financial services. The company operates across multiple core segments, including Retail and Professional Banking, Corporate and Institutional Banking, Asset Management, and Specialized Financial Services. Its primary products and services comprise deposit and transaction solutions, including current accounts, term deposits, savings accounts, and debit and credit cards; personal financing facilities, including consumer loans, mortgage loans, and vehicle financing; bancassurance products covering life, health, savings, and property protection; corporate credit facilities, including working capital loans, project financing, and syndicated lending; trade finance services, including letters of credit, documentary collections, and international guarantees; cash management, digital banking, and treasury solutions; structured finance, financial engineering, and corporate advisory; leasing facilities for equipment, commercial vehicles, and real estate; and factoring solutions, including recourse and non-recourse factoring and accounts receivable management. In addition, the company manages private equity and collective investment portfolios through subsidiaries and funds, including Union Capital, UBCI Capital Développement SICAR, Global Invest SICAR, and SICAV investment funds such as Univers, Hannibal, and Salambo. UBCI serves individual retail clients, self-employed professionals, small and medium-sized enterprises, and large corporate and institutional clients via an extensive network of more than 100 branches and automated teller machines throughout Tunisia. In recent developments, UBCI entered into a EUR 10 million risk-sharing facility with the European Bank for Reconstruction and Development to enhance lending to Tunisian private enterprises, and joined Proparco's Trade Finance program through a EUR 30 million guarantee line to facilitate international trade for local businesses. The bank has also advanced its sustainable finance strategy by participating in the EBRD Green Economy Finance Facility to finance energy efficiency and renewable energy initiatives, introduced a new range of insurance-linked savings products, and expanded technological initiatives through involvement with the Global AI Congress Africa. Founded in 1961 following the merger of BNCI-Afrique and UFITEC, and controlled by the CARTE Group following its transition from BNP Paribas, Union Bancaire pour le Commerce et l'Industrie SA is headquartered in Tunis, Tunisia, and is publicly traded on the Tunis Stock Exchange.