- Sector
- Finance
- Industry
- Major banks
- Address
- Tunis Tunisia
- IPO Date
- Aug 23, 1996
- Business
- Union Internationale de Banques (UIB) is a commercial banking institution based in Tunisia that provides a comprehensive suite of retail, corporate, and investment banking products and financial services to individual consumers, professionals, small and medium-sized enterprises (SMEs), and large corporate institutions. The bank operates through specialized business segments comprising Retail Banking, Corporate and Investment Banking, and Specialized Financial Services. Its primary product and service offerings include deposit and transactional accounts, such as current accounts, foreign currency accounts, term deposits, and high-yield savings plans; payment solutions, featuring national and international debit and credit cards, contactless payment cards, and premium card tiers; consumer financing and retail lending facilities, including personal loans, vehicle loans, and residential mortgage credit; corporate credit and commercial financing, comprising working capital lines, equipment loans, structured debt, and project financing; cash management and treasury solutions, including domestic and cross-border wire transfers, automated payroll processing, liquidity management, and foreign exchange hedging; trade finance services, encompassing documentary credits, international letters of credit, import-export financing, and bank guarantees; bancassurance and wealth management products, offering life, property, and personal protection insurance alongside discretionary portfolio management and investment advisory; and digital banking platforms, delivered via the UIBnet web portal and UIB Mobile application for remote account administration, electronic bill payment, and transaction tracking. In addition, the bank delivers specialized financial intermediation, asset management, venture capital financing, and debt collection services through its specialized subsidiaries, including UIB Finance, Internationale SICAR, and Société Internationale de Recouvrement de Créances. Founded in 1963 through the merger of local banking entities and headquartered in Tunis, Tunisia, the institution operates an extensive nationwide branch and ATM network across the country. UIB operates as a majority-owned subsidiary of French banking group Société Générale, which holds a 52.34% controlling equity interest. In recent strategic developments, Société Générale concluded a comprehensive strategic review of its African assets and officially reaffirmed its long-term commitment to the Tunisian market by maintaining its majority shareholding in UIB to drive sustainable growth, digital modernization, and financial inclusion across the domestic economy. Operationally, the bank has accelerated its digital transformation roadmap to enhance remote banking capabilities, expanded its award-winning trade finance operations, and instituted key executive leadership transitions, appointing Pierre Le Run as Director General in 2026 to lead its next phase of strategic growth and operational execution.