Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc.

BWBBP
Bridgewater Bancshares, Inc.US flagNASDAQ Capital Market
20.00
USD
+0.15
- -
610.37MMarket Cap
Bridgewater Bancshares, Inc.
BWBBP
(NASDAQ Capital Market)

Recent

price

20.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
45
57
67
78
94
115
135
110
108
142
156
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
3
3
3
3
4
4
Depreciation Expense
13
17
27
31
27
46
53
40
33
46
54
Net Income, GAAP
37.86
37.54
16.25
18.06
23.75
25.8
25.54
23.92
23.19
23.23
23.3
Effective Tax Rate (%)
29.57
29.78
40.01
40.28
28.99
39.79
39.45
36.4
30.47
32.46
34.48
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
72
110
164
174
142
135
190
413
453
508
445
LT Debt
115
137
221
245
265
379
394
426
458
517
528
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
27.55
32.38
27.98
19.22
25.1
22
13.55
9.74
12.71
14.51
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
320
- -
- -
LT Borrowings
193
508
445
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
67
67
67
Shares Outstanding
28
28
28
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
509
450
532
Accounts Receivable, Net
19
19
16
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
3
4
ST Debt
320
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
15.06%
12.92%
Free Cash Flow
- -
-661.27%
-48.07%
Net Income, GAAP
- -
16.45%
40.41%
Sales/Revenue/Turnover
- -
10.26%
31.78%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
26
26
27
29
108
2025
32
36
36
39
142
2026
46
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
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Business
Bridgewater Bancshares, Inc. Bridgewater Bancshares, Inc. (Nasdaq: BWBBP) operates as the bank holding company for Bridgewater Bank, a full-service commercial bank that provides deposit products, lending solutions, and treasury management services to businesses, entrepreneurs, and individuals primarily in the Twin Cities metropolitan area of Minnesota. The company offers a comprehensive range of commercial loans secured by nonfarm nonresidential properties, multifamily residential properties, and nonowner-occupied single-family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans for owner- and nonowner-occupied properties; single-family residential construction, finished lots, raw land, and commercial and multifamily construction loans; as well as paycheck protection program loans. Deposit products include savings and money market accounts, demand deposits, time and brokered deposits, interest- and noninterest-bearing transaction accounts, and certificates of deposit; the bank also delivers online, mobile, and direct banking services. Founded in 2005 and headquartered at 4450 Excelsior Boulevard, Suite 100, in Saint Louis Park, Minnesota, Bridgewater Bancshares, Inc. maintains nine full-service branches across the Twin Cities as of June 30, 2025, with total assets of approximately $5.3 billion, positioning it among the largest locally led banks in Minnesota focused on commercial real estate and small business lending. In December 2024, Bridgewater Bank completed its acquisition of First Minnetonka City Bank, a strategic transaction announced in August 2024 that added a complementary core deposit base, diversified the loan portfolio, incorporated an investment advisory platform, and expanded the branch network to nine locations while increasing total assets to around $4.9 billion at closing, with full integration expected by the second quarter of 2025.