Chime Financial, Inc.

Chime Financial, Inc. Class A's next confirmed earnings release is scheduled for November 4, 2026.

As of June 30, 2026, Chime Financial, Inc. Class A has 378.67M shares outstanding.

As of June 30, 2026, Chime Financial, Inc. Class A maintains a current ratio of 4.62, meaning it holds 4.6x the short-term assets needed to cover near-term liabilities.

Over the twelve months ended June 30, 2026, Chime Financial, Inc. Class A posted a negative return on equity (ROE) of -1.28, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -0.93, reflecting losses generated across the asset base. The company generates approximately 1.32M in revenue per employee across its workforce of 1,499.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Chime Financial, Inc. Class A recorded 802,983.02 in income tax expense. The company reported a pretax loss of -13.89M and -14.70M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Over the twelve months ended June 30, 2026, Chime Financial, Inc. Class A generated 1.98B in revenue and converted that into -14.70M in net income, yielding earnings per share of -0.04. EBITDA reached -16.51M, while operating income came in at -41.19M.

As of June 30, 2026, Chime Financial, Inc. Class A holds 859.07M in cash and equivalents against 105.73M in total debt, resulting in a net debt position of -433.03M. Total book value stands at 1.13B, with working capital of 1.13B providing operational flexibility.

Chime Financial, Inc. Class A produced 278.70M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -26.51M in capital expenditures, free cash flow totaled 252.19M - equivalent to 0.67 per share.

Over the twelve months ended June 30, 2026, Chime Financial, Inc. Class A posted a gross margin of 88.71, reflecting its pricing power and cost economics. The operating margin of -2.08 and net profit margin of -0.74 provide insight into operational efficiency.