Chime Financial, Inc.
Capital Structure
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in mil. unless spec.Company Description
- CEO
- Christopher R. Britt
- Full Time Employees
- 1,519
- Sector
- Technology services
- Industry
- Packaged software
- Address
- 101 California Street, Suite 500 San Francisco CA United States 94111
- IPO Date
- Jun 12, 2025
- CIK
- 0001795586
- Website
- chime.com
- Similar Companies
- Business
- Chime Financial, Inc. (Nasdaq: CHYM) is a financial technology company based in San Francisco, California, founded in 2012, that partners with FDIC-insured banks The Bancorp Bank, N.A. and Stride Bank, N.A. to offer mobile banking services to everyday consumers, including fee-free checking accounts with no minimum balances or monthly fees; SpotMe fee-free overdraft protection up to $200; early direct deposit access to paychecks up to two days early; MyPay earned wage access up to $500 before payday with no interest, credit checks, or mandatory fees; high-yield savings accounts offering up to 10% APY for qualifying Chime+ members; Pay Anyone peer-to-peer payment transfers; Chime Credit Builder secured Visa credit card with no annual fees, interest, late fees, or credit check; the recently launched Chime Card secured credit card providing 1.5% cash back on rotating categories, also with no annual fees, interest, or credit check; Chime+ premium membership tier unlocked via qualifying direct deposits for enhanced savings rates and benefits; in-app federal and state tax filing services; Chime Workplace employee financial wellness suite; and fee-free cash deposits at Walgreens locations plus access to over 60,000 ATMs. The company generates primarily interchange fees from debit card transactions and serves over 9 million active members, predominantly young Americans in the $35,000-$65,000 income range, with operations focused on the United States. In June 2025, Chime completed its initial public offering on Nasdaq under ticker CHYM, raising $864 million at a $11.6 billion valuation; it launched the Chime Card in September 2025; introduced Chime+ and MyPay in 2024; began offering tax filing services in January 2025; and in November 2025 reported third-quarter revenue growth of 29% year-over-year with active members up 21% to 9.1 million, while lifting its full-year 2025 revenue forecast.
Company News
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