Bay Community Bancorp
Other OTCTotal Valuation
Bay Community Bancorp carries a market capitalization of 118.91M, placing it among publicly traded companies globally. Its enterprise value stands at 18.91M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 118.91M |
| Enterprise Value | 18.91M |
Share Statistics
Bay Community Bancorp currently has 1.88M shares outstanding.
| Shares Outstanding | 1.88M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Bay Community Bancorp trades at a trailing price-to-earnings ratio of 30.24. The price-to-sales ratio is 4.43, and the price-to-book ratio stands at -4.02.
| PE Ratio | 30.24 |
| PS Ratio | 4.43 |
| PB Ratio | -4.02 |
| P/TBV Ratio | 1.87 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
The EV/Sales ratio of 4.82 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 33.83 provides insight into valuation relative to core operating earnings.
| EV / Sales | 4.82 |
| EV / EBITDA | 33.83 |
| EV / EBIT | 33.83 |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 38.37 |
| Debt / EBITDA | 6.39 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | 0.87 |
| Return on Invested Capital (ROIC) | 2.90 |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Bay Community Bancorp has paid 307,000.00 in income taxes, reflecting an effective tax rate of 34.81.
| Income Tax | 307,000.00 |
| Effective Tax Rate | 34.81 |
Stock Price Statistics
Bay Community Bancorp's stock has gained approximately 83.55263% over the past 52 weeks. The 50-day moving average sits at 13.44, while the 200-day moving average is 10.85.
| Beta (5Y) | N/A |
| 52-Week Price Change | 83.55263% |
| 50-Day Moving Average | 13.44 |
| 200-Day Moving Average | 10.85 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Bay Community Bancorp generated 3.93M in revenue and converted that into 575,000.00 in net income, yielding earnings per share of 0.31. EBITDA reached 559,000.00, while operating income came in at 559,000.00.
| Revenue | 3.93M |
| Gross Profit | N/A |
| Operating Income | 559,000.00 |
| Pretax Income | 882,000.00 |
| Net Income | 575,000.00 |
| EBITDA | 559,000.00 |
| EBIT | 559,000.00 |
| Earnings Per Share (EPS) | 0.31 |
Balance Sheet
Bay Community Bancorp holds 2.05M in cash and equivalents against 3.57M in total debt, resulting in a net debt position of 1.53M.
| Cash & Cash Equivalents | 2.05M |
| Total Debt | 3.57M |
| Net Debt | 1.53M |
| Equity (Book Value) | -4.33M |
| Book Value Per Share | -2.31 |
| Working Capital | N/A |
Margins
Bay Community Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 14.24 and net profit margin of 14.65 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | 14.24 |
| Pretax Margin | 22.47 |
| Profit Margin | 14.65 |
| EBITDA Margin | 14.24 |
Scores
Bay Community Bancorp posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |