Community Bank System, Inc.
New York Stock ExchangeTotal Valuation
Community Bank System, Inc. carries a market capitalization of 3.55B, placing it among publicly traded companies globally. Its enterprise value stands at 462.08M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 3.55B |
| Enterprise Value | 462.08M |
Share Statistics
Community Bank System, Inc. currently has 52.54M shares outstanding.
| Shares Outstanding | 52.54M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Community Bank System, Inc. trades at a trailing price-to-earnings ratio of 14.24. The price-to-sales ratio is 3.71, and the price-to-book ratio stands at 2.10.
| PE Ratio | 14.24 |
| PS Ratio | 3.71 |
| PB Ratio | 2.10 |
| P/TBV Ratio | 2.87 |
| P/FCF Ratio | 8.18 |
| P/OCF Ratio | 9.98 |
Enterprise Valuation
On an enterprise value basis, Community Bank System, Inc. trades at an EV/EBITDA multiple of 14.18 and an EV/FCF ratio of 1.22.
| EV / Sales | 0.55 |
| EV / EBITDA | 14.18 |
| EV / EBIT | N/A |
| EV / FCF | 1.22 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 22.05 |
| Debt / EBITDA | 13.69 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.41 |
| Return on Assets (ROA) | 1.26 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Community Bank System, Inc. has paid 67.68M in income taxes, reflecting an effective tax rate of 23.69.
| Income Tax | 67.68M |
| Effective Tax Rate | 23.69 |
Stock Price Statistics
Community Bank System, Inc.'s stock has gained approximately 14.37997% over the past 52 weeks. The 50-day moving average sits at 63.89, while the 200-day moving average is 60.65.
| Beta (5Y) | N/A |
| 52-Week Price Change | 14.37997% |
| 50-Day Moving Average | 63.89 |
| 200-Day Moving Average | 60.65 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Community Bank System, Inc. generated 835.66M in revenue and converted that into 218.06M in net income, yielding earnings per share of 4.11.
| Revenue | 835.66M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 285.74M |
| Net Income | 218.06M |
| EBITDA | 32.59M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.11 |
Balance Sheet
Community Bank System, Inc. holds 3.09B in cash and equivalents against 446.32M in total debt, resulting in a net debt position of -111.09M.
| Cash & Cash Equivalents | 3.09B |
| Total Debt | 446.32M |
| Net Debt | -111.09M |
| Equity (Book Value) | 1.48B |
| Book Value Per Share | 27.87 |
| Working Capital | N/A |
Cash Flow
Community Bank System, Inc. produced 310.91M in operating cash flow over the past twelve months. After subtracting -69.23M in capital expenditures, free cash flow totaled 241.68M - equivalent to 4.57 per share.
| Operating Cash Flow | 310.91M |
| Capital Expenditures | -69.23M |
| Free Cash Flow | 241.68M |
| FCF Per Share | 4.57 |
Margins
Community Bank System, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 34.19 |
| Profit Margin | 26.09 |
| EBITDA Margin | 3.90 |
Dividends & Yields
The company's payout ratio of 44.99 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.85 |
| Dividend Yield | N/A |
| Payout Ratio | 44.99 |
| Shareholder Yield | -3.15 |
| FCF Yield | 12.22 |
Stock Splits
Community Bank System, Inc.'s most recent stock split took place on April 13, 2004 with a 1:2 split ratio.
| Last Split Date | 4/13/2004 |
| Split Ratio | 1:2 |
Scores
Community Bank System, Inc. posts an Altman Z-Score of 0.29, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.29 |