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C&F Financial Corporation

C&F Financial Corporation

CFFI
C&F Financial CorporationUS flagNASDAQ Global Select
101.30
USD
-0.76
- -
329.40MMarket Cap

Total Valuation

C&F Financial Corporation carries a market capitalization of 329.40M, placing it among publicly traded companies globally. Its enterprise value stands at -3.13M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap329.40M
Enterprise Value-3.13M

Share Statistics

C&F Financial Corporation currently has 3.25M shares outstanding.

Shares Outstanding3.25M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

C&F Financial Corporation trades at a trailing price-to-earnings ratio of 8.92. The price-to-sales ratio is 1.90, and the price-to-book ratio stands at 0.94.

PE Ratio8.92
PS Ratio1.90
PB Ratio0.94
P/TBV Ratio1.03
P/FCF Ratio5.52
P/OCF Ratio6.07

Enterprise Valuation

On an enterprise value basis, C&F Financial Corporation trades at an EV/EBITDA multiple of 162.73 and an EV/FCF ratio of 0.16.

EV / Sales4.60
EV / EBITDA162.73
EV / EBITN/A
EV / FCF0.16

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity42.45
Debt / EBITDA30.86
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)11.23
Return on Assets (ROA)1.06
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, C&F Financial Corporation has paid 6.89M in income taxes, reflecting an effective tax rate of 19.05.

Income Tax6.89M
Effective Tax Rate19.05

Stock Price Statistics

C&F Financial Corporation's stock has gained approximately 45.98645% over the past 52 weeks. The 50-day moving average sits at 94.17, while the 200-day moving average is 80.37.

Beta (5Y)N/A
52-Week Price Change45.98645%
50-Day Moving Average94.17
200-Day Moving Average80.37
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, C&F Financial Corporation generated 136.42M in revenue and converted that into 29.09M in net income, yielding earnings per share of 9.02.

Revenue136.42M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income36.13M
Net Income29.09M
EBITDA3.83M
EBITN/A
Earnings Per Share (EPS)9.02

Balance Sheet

C&F Financial Corporation holds 381.93M in cash and equivalents against 118.17M in total debt, resulting in a net debt position of 56.06M.

Cash & Cash Equivalents381.93M
Total Debt118.17M
Net Debt56.06M
Equity (Book Value)277.79M
Book Value Per Share85.46
Working CapitalN/A

Cash Flow

C&F Financial Corporation produced 42.79M in operating cash flow over the past twelve months. After subtracting -4.23M in capital expenditures, free cash flow totaled 38.56M - equivalent to 11.89 per share.

Operating Cash Flow42.79M
Capital Expenditures-4.23M
Free Cash Flow38.56M
FCF Per Share11.89

Margins

C&F Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin26.49
Profit Margin21.32
EBITDA Margin2.81

Dividends & Yields

The company's payout ratio of 20.73 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.88
Dividend YieldN/A
Payout Ratio20.73
Shareholder Yield-28.17
FCF Yield18.11

Stock Splits

C&F Financial Corporation's most recent stock split took place on July 21, 1998 with a 1:2 split ratio.

Last Split Date7/21/1998
Split Ratio1:2

Scores

C&F Financial Corporation posts an Altman Z-Score of 0.25, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.25