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C&F Financial Corporation

C&F Financial Corporation

CFFI
C&F Financial CorporationUS flagNASDAQ Global Select
72.24
USD
-0.83
- -
235.10MMarket Cap

Total Valuation

C&F Financial Corporation carries a market capitalization of 235.10M, placing it among publicly traded companies globally. Its enterprise value stands at -88.64M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap235.10M
Enterprise Value-88.64M

Share Statistics

C&F Financial Corporation currently has 3.25M shares outstanding.

Shares Outstanding3.25M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

C&F Financial Corporation trades at a trailing price-to-earnings ratio of 8.38. The price-to-sales ratio is 1.68, and the price-to-book ratio stands at 0.85.

PE Ratio8.38
PS Ratio1.68
PB Ratio0.85
P/TBV Ratio0.98
P/FCF Ratio14.69
P/OCF Ratio17.25

Enterprise Valuation

On an enterprise value basis, C&F Financial Corporation trades at an EV/EBITDA multiple of 162.73 and an EV/FCF ratio of 0.16.

EV / Sales4.60
EV / EBITDA162.73
EV / EBITN/A
EV / FCF0.16

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity38.80
Debt / EBITDA26.65
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)10.61
Return on Assets (ROA)1.04
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, C&F Financial Corporation has paid 6.50M in income taxes, reflecting an effective tax rate of 18.63.

Income Tax6.50M
Effective Tax Rate18.63

Stock Price Statistics

C&F Financial Corporation's stock has gained approximately 9.98782% over the past 52 weeks. The 50-day moving average sits at 74.54, while the 200-day moving average is 72.02.

Beta (5Y)N/A
52-Week Price Change9.98782%
50-Day Moving Average74.54
200-Day Moving Average72.02
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, C&F Financial Corporation generated 140.73M in revenue and converted that into 28.21M in net income, yielding earnings per share of 8.76.

Revenue140.73M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income34.89M
Net Income28.21M
EBITDA3.88M
EBITN/A
Earnings Per Share (EPS)8.76

Balance Sheet

C&F Financial Corporation holds 428.93M in cash and equivalents against 103.25M in total debt, resulting in a net debt position of 25.82M.

Cash & Cash Equivalents428.93M
Total Debt103.25M
Net Debt25.82M
Equity (Book Value)277.03M
Book Value Per Share85.48
Working CapitalN/A

Cash Flow

C&F Financial Corporation produced 13.71M in operating cash flow over the past twelve months. After subtracting -2.38M in capital expenditures, free cash flow totaled 11.32M - equivalent to 3.49 per share.

Operating Cash Flow13.71M
Capital Expenditures-2.38M
Free Cash Flow11.32M
FCF Per Share3.49

Margins

C&F Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin24.79
Profit Margin20.05
EBITDA Margin2.75

Dividends & Yields

The company's payout ratio of 21.09 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.86
Dividend YieldN/A
Payout Ratio21.09
Shareholder Yield-67.33
FCF Yield6.81

Stock Splits

C&F Financial Corporation's most recent stock split took place on July 21, 1998 with a 1:2 split ratio.

Last Split Date7/21/1998
Split Ratio1:2

Scores

C&F Financial Corporation posts an Altman Z-Score of 0.24, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.24