Citizens Financial Group, Inc.
New York Stock ExchangeTotal Valuation
Citizens Financial Group, Inc. carries a market capitalization of 29.93B, placing it among publicly traded companies globally. Its enterprise value stands at -3.08B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 29.93B |
| Enterprise Value | -3.08B |
Share Statistics
Citizens Financial Group, Inc. currently has 422.68M shares outstanding.
| Shares Outstanding | 422.68M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Citizens Financial Group, Inc. trades at a trailing price-to-earnings ratio of 15.05. The price-to-sales ratio is 3.43, and the price-to-book ratio stands at 1.23.
| PE Ratio | 15.05 |
| PS Ratio | 3.43 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.88 |
| P/FCF Ratio | 12.09 |
| P/OCF Ratio | 11.97 |
Enterprise Valuation
| EV / Sales | 4.04 |
| EV / EBITDA | 71.85 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 62.44 |
| Debt / EBITDA | 36.91 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.43 |
| Return on Assets (ROA) | 0.94 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Citizens Financial Group, Inc. has paid 585.00M in income taxes, reflecting an effective tax rate of 21.58.
| Income Tax | 585.00M |
| Effective Tax Rate | 21.58 |
Stock Price Statistics
Citizens Financial Group, Inc.'s stock has gained approximately 36.90522% over the past 52 weeks. The 50-day moving average sits at 71.47, while the 200-day moving average is 64.00.
| Beta (5Y) | N/A |
| 52-Week Price Change | 36.90522% |
| 50-Day Moving Average | 71.47 |
| 200-Day Moving Average | 64.00 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Citizens Financial Group, Inc. generated 8.73B in revenue and converted that into 2.13B in net income, yielding earnings per share of 4.93.
| Revenue | 8.73B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 2.71B |
| Net Income | 2.13B |
| EBITDA | 443.00M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.93 |
Balance Sheet
Citizens Financial Group, Inc. holds 51.16B in cash and equivalents against 16.35B in total debt, resulting in a net debt position of 2.48B.
| Cash & Cash Equivalents | 51.16B |
| Total Debt | 16.35B |
| Net Debt | 2.48B |
| Equity (Book Value) | 24.07B |
| Book Value Per Share | 56.95 |
| Working Capital | N/A |
Cash Flow
Citizens Financial Group, Inc. produced 2.50B in operating cash flow over the past twelve months.
| Operating Cash Flow | 2.50B |
| Capital Expenditures | N/A |
| Free Cash Flow | 2.50B |
| FCF Per Share | 5.85 |
Margins
Citizens Financial Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 31.07 |
| Profit Margin | 24.36 |
| EBITDA Margin | 5.08 |
Dividends & Yields
The company's payout ratio of 39.22 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 2.15 |
| Dividend Yield | N/A |
| Payout Ratio | 39.22 |
| Shareholder Yield | -41.88 |
| FCF Yield | 8.27 |
Scores
Citizens Financial Group, Inc. posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |