Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

CFG
Citizens Financial Group, Inc.US flagNew York Stock Exchange
72.25
USD
+0.25
- -
30.55BMarket Cap
Citizens Financial Group, Inc.
CFG
(New York Stock Exchange)

Recent

price

72.25

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8.98
8.74
8.38
8.43
9.01
10.07
11.36
12.8
14.43
16.17
15.62
16.85
17.31
17.33
19.04
15.08
Revenue per Share
0.9
1.15
-6.12
1.55
1.56
1.97
3.26
3.53
3.82
2.22
5.18
4.12
3.14
3.04
3.91
3.36
Basic EPS, GAAP
3.77
2.4
4.07
1.94
1.74
2.27
2.87
2.68
2.96
0.26
5.34
8.65
6.23
4.44
5.1
4.15
Free Cash Flow per Basic Share
- -
0.27
2.12
1.45
0.41
0.49
0.67
1.01
1.52
1.8
1.84
1.87
1.95
2
2.05
1.61
Dividend per Share
- -
10.45
2.22
2.34
3.58
5.19
8.3
11.26
14.46
15.11
18.76
19.26
20.67
23.12
26.21
- -
Book Value per Share
- -
22.89
22
22.26
23.38
24.18
26.16
27.26
30.21
31.98
33.42
27.96
29.43
30.64
36.72
- -
Tangible Book Value per Share
560
560
560
557
536
522
502
479
450
427
426
476
475
451
433
427
Basic Weighted Avg Shares
5,031
4,894
4,690
4,691
4,824
5,255
5,707
6,128
6,491
6,905
6,647
8,021
8,224
7,809
8,247
6,443
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
434
467
404
386
471
515
487
489
633
578
625
565
478
498
478
344
Depreciation Expense
506
643
-3,426
865
840
1,045
1,652
1,721
1,791
1,057
2,319
2,073
1,608
1,509
1,831
1,539
Net Income, GAAP
34.96
37.21
- -
31.78
33.49
31.88
13.6
21.16
20.44
18.57
22.1
21.92
20.79
20.07
21.35
21.32
Effective Tax Rate (%)
10.06
13.14
-73.05
18.44
17.41
19.89
28.95
28.08
27.59
15.31
34.89
25.84
19.55
19.32
22.2
23.89
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
694
1,405
4,642
9,886
12,790
11,765
14,433
14,047
8,346
6,932
15,887
13,467
10,413
9,234
- -
LT Debt
- -
24,129
19,196
19,268
19,646
19,747
20,270
20,817
22,201
22,673
23,420
23,690
24,342
24,254
26,317
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
21.98
-96.6
68.08
51.76
44.55
47.62
35.39
28.89
14.67
30.56
22.86
15.71
13.56
15.55
26.6
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,048
2,044
- -
LT Borrowings
9,234
10,270
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,111
2,111
- -
Shares Outstanding
429
426
- -
Market Capitalization
25,303
25,785
29,939

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
49,277
49,402
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2,048
2,044
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3%
3.07%
8.51%
Free Cash Flow
193.08%
396.11%
10.49%
Net Income, GAAP
15.13%
20.31%
21.34%
Sales/Revenue/Turnover
5.72%
4%
5.61%
Total Cash Common Dividend
14.41%
2.76%
-2.09%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,959
1,959
1,901
1,976
7,809
2025
1,935
2,037
2,118
2,157
8,247
2026
2,168
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.66
0.79
0.77
0.83
3.04
2025
0.78
0.93
1.07
1.14
3.91
2026
1.14
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.49
0.49
0.5
0.51
2
2025
0.5
0.5
0.5
0.54
2.05
2026
0.55
- -
- -
- -
- -
Business
Citizens Financial Group, Inc. is a bank holding company headquartered in Providence, Rhode Island, operating primarily in the retail and commercial banking sectors across the United States. Founded in 1828, it offers a wide range of financial products and services including deposit products; consumer loans such as mortgage, home equity, auto, and student loans; commercial lending and leasing; treasury management; credit cards; wealth management and investment services; and capital markets solutions. The company serves individuals, small businesses, middle-market companies, and large corporations through over 1,000 branches. Recent major developments include the expansion of its private wealth management business with key acquisitions of wealth advisory teams in Southern California and New York, enhancing its assets under management. Additionally, Citizens formed a strategic partnership with Cognizant to establish a Global Capability Center in Hyderabad aimed at driving innovation and operational efficiency. It also continued to optimize its portfolio through asset sales related to prior acquisitions and has focused on growing its commercial banking and treasury services. Citizens Financial Group manages assets exceeding $220 billion and maintains a significant presence in domestic markets, emphasizing a comprehensive financial services offering to a broad client base.

Company News

APIChatGPT
  • Are You Looking for a Top Momentum Pick? Why Citizens Financial Group (CFG) is a Great Choice

  • CFG or CBC: Which Is the Better Value Stock Right Now?

  • Citizens Financial Group, Inc. $CFG Shares Purchased by California Public Employees Retirement System

  • Citizens Financial Corp. Reports 40% Increase in Year-To-Date Earnings to $7.0 Million - Increases Annual Dividend by 14%

  • Boston Common Asset Management LLC Makes New $2.74 Million Investment in Citizens Financial Group, Inc. $CFG

  • Bank of New York Mellon Corp Sells 39,463 Shares of Citizens Financial Group, Inc. $CFG

  • Citizens Financial Analysts Increase Their Forecasts After Upbeat Q2 Results

  • Citizens Financial Group, Inc. (CFG) Q2 2026 Earnings Call Transcript

  • CFG Q2 Earnings Top on NII & Fee Income, Raised NIM View Lifts Stock

  • Citizens Financial Group Q2 Earnings Call Highlights

  • Citizens Financial Group (CFG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Citizens Financial Group (CFG) Q2 Earnings and Revenues Beat Estimates

  • Citizens Financial's quarterly profit jumps on interest income, fees boost

  • Citizens Financial Group, Inc. Reports Second Quarter 2026 Net Income of $587 Million, up 35% YoY, and EPS of $1.30, up 41% YoY and 15% QoQ

  • NII, Loan Growth to Aid CFG's Q2 Earnings Amid Expense Pressures

  • Will Citizens Financial Group (CFG) Beat Estimates Again in Its Next Earnings Report?

  • Citizens Financial Group Announces Earnings Conference Call Schedule for 2028 Quarterly Financial Results

  • Citizens Financial Group Announces Earnings Conference Call Schedule for 2028 Quarterly Financial Results

  • Wall Street's Insights Into Key Metrics Ahead of Citizens Financial Group (CFG) Q2 Earnings

  • Citizens Financial Gears Up For Q2 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts