Cardinal Financial Corp.
CFNL
NASDAQ29.04
USD
-0.19
- -
CIK
0001060523
CUSIP
14149F109
Return %
Stock
S&P500
1Y
- -
26.53
3Y
- -
76.60
5Y
- -
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Sector
- Financial Services
- Industry
- Banks
- Address
- IPO Date
- Jul 17, 1998
- CIK
- 0001060523
- Similar Companies
- Business
- Cardinal Financial Corporation (NASDAQ:CFNL) operates as a financial holding company and multi-bank holding entity primarily focused on residential mortgage lending and traditional banking services; it provides a comprehensive suite of mortgage products including conventional, FHA, VA, USDA, renovation, and construction loans through its nationwide direct lending platform powered by proprietary technology such as Octane; core offerings also encompass wholesale lending solutions like Cardinal Complete end-to-end loan processing, Non-QM products (Prime, Prime Plus, Foreign DSCR, Investor Solutions DSCR), and consumer-direct retail mortgages; additionally, through subsidiaries such as Cardinal Bank, it delivers deposit products including checking, money market, savings, and certificates of deposit alongside lending options like commercial and industrial loans, residential mortgages, construction loans, consumer loans, home equity lines of credit, and letters of credit, complemented by wealth management services encompassing financial planning, retirement and estate planning, investment management, and retail securities brokerage. Founded in 1997 and headquartered in McLean, Virginia, the company maintains a strong presence in Northern Virginia, serving individuals, professionals, small to medium-sized businesses, and veterans with branches historically spanning Virginia, Maryland, and the District of Columbia; it targets diverse customer segments including first-time homebuyers, brokers, and non-traditional borrowers via geographic operations across the United States from its primary hub now aligned with Charlotte, North Carolina facilities. Recent strategic developments include the launch of its Non-QM product suite in February 2025 to broaden broker lending options and enhance flexibility for clients with non-traditional profiles; introduction of Cardinal Complete in March 2025 as an innovative end-to-end loan processing solution offering real-time visibility and competitive flat fees; and completion in December 2024 of the first-ever government-issued mortgage-backed security featuring VA loans decisioned using FICO Score 10T, marking a milestone in credit risk innovation and secondary market liquidity; these initiatives follow historical expansions such as the 2017 acquisition by United Bankshares, Inc., which integrated Cardinal Bank and subsidiaries like George Mason Mortgage while preserving its mortgage origination capabilities.