California First Leasing Corporation

California First Leasing Corporation

CFNB
California First Leasing CorporationUS flagOther OTC
32.50
USD
+0.01
- -
291.83MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.04
1.85
2.2
2.2
2.44
1.77
1.31
0.15
4.5
-1.58
2.31
5.19
2.84
4.05
Basic EPS, GAAP
0.7
0.67
0.87
0.83
1.08
1.22
0.71
-0.23
3.52
-1.23
1.69
3.54
2.18
2.94
Free Cash Flow per Basic Share
-28.88
-26.55
-36
-32.65
-17.1
6.62
0.65
-4.67
-3.44
-0.37
-1.1
-0.4
-0.79
-1.45
Dividend per Share
2.2
0.4
0.42
0.44
0.46
0.48
0.5
0.52
0.54
0.56
- -
0.39
- -
- -
Book Value per Share
16.95
17.22
17.65
18.02
18.86
19.58
19.94
19.19
22.17
20.38
21.84
25.43
27.43
22.63
Tangible Book Value per Share
17.32
17.58
17.99
18.37
19.08
19.93
20.16
19.41
22.39
20.6
22.01
25.6
27.6
22.86
Basic Weighted Avg Shares
10
10
10
10
10
10
10
10
10
10
10
9
9
10
Sales/Revenue/Turnover
21
19
23
23
25
18
14
2
46
-16
23
49
26
42
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
7
7
9
9
11
13
7
-2
36
-13
17
34
20
30
Effective Tax Rate (%)
37.06
36.32
38.88
38.53
40.59
21.98
21.7
- -
23.11
- -
23.11
27.94
25.37
26.67
Profit Margin (%)
34.54
36.56
39.41
37.8
44.28
68.66
54.32
-156.91
78.3
77.83
73.14
68.3
76.7
72.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1
9
10
4
- -
3
3
2
1
1
- -
- -
- -
1
Total Equity
181
184
188
191
196
205
207
200
230
212
219
243
257
235
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
3.98
3.95
4.97
4.65
5.83
6.33
3.61
-1.17
17.04
-5.79
7.89
14.64
8.17
13.71

Capital Structure

FRC

in mil. unless spec.
Jun'21
Sep'22
Dec'22
ST Debt
- -
- -
- -
LT Borrowings
1
1
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
10
Market Capitalization
179
177
181

Working Capital

FRC

in mil. unless spec.
Jun'21
Sep'22
Dec'22
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
37
31
13
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
2
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.34%
5.47%
5.81%
Free Cash Flow
-100.13%
20.03%
95.68%
Net Income, GAAP
-207.89%
-388.38%
-39.6%
Sales/Revenue/Turnover
252.99%
532.54%
-46.22%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
49
2025
- -
- -
- -
- -
26
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
3.54
2025
- -
- -
- -
- -
2.18
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.39
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Patrick E. Paddon
Full Time Employees
13
Sector
Financial Services
Industry
Financial - Credit Services
Address
5000 Birch Street Newport Beach CA United States of America 92660
IPO Date
Apr 8, 1987
Business
California First Leasing Corporation (OTCQX: CFNB) provides loans and lease financing for capital assets to universities, businesses, other commercial and non-profit organizations, the healthcare industry, and state and local municipalities; its core offerings encompass commercial finance leases, education and government/non-profit (EGNP) leases including tax-exempt municipal leases, commercial and industrial loans, high-technology equipment financing, and non-high technology property leasing through specialized business units such as Commercial Finance, UniversityLease, Healthcare, and Government and K-12 Education. Founded in 1977 and headquartered in Newport Beach, California, the company operates primarily in the United States, targeting mid-sized corporations, educational institutions, social organizations, and public sector entities with a focus on maximizing current income and capital appreciation through its lease portfolio and equity investments. In February 2021, the company changed its name from California First National Bancorp and restructured by selling California First National Bank to DMG Bancshares; it registered as an internally managed non-diversified closed-end investment company under the Investment Company Act of 1940 in February 2022 while retaining its core leasing operations; most recently, in May 2025 it commenced and completed a tender offer to repurchase up to 330,000 shares (approximately 3.5% of outstanding shares) at $18.50 per share to return value to shareholders amid limited trading volume.

Company News

APIChat
  • Oak Valley Bancorp (NASDAQ:OVLY) and California First Leasing (OTCMKTS:CFNB) Head to Head Survey

  • Head-To-Head Survey: California First Leasing (OTCMKTS:CFNB) & First Hawaiian (NASDAQ:FHB)

  • California First Leasing Corp. (OTCMKTS:CFNB) Sees Large Increase in Short Interest

  • Short Interest in California First Leasing Corp. (OTCMKTS:CFNB) Rises By 22.2%

  • California First Leasing (OTCMKTS:CFNB) vs. Five Star Bancorp (NASDAQ:FSBC) Financial Survey

  • Chris DeMuth Jr. Shares Some Stock Picks

  • California First Leasing Year-End Review

  • California First Leasing (OTCMKTS:CFNB) versus CPB (NYSE:CPF) Financial Review

  • CALIFORNIA FIRST LEASING CORPORATION ANNOUNCES PRELIMINARY RESULTS OF TENDER OFFER

  • CALIFORNIA FIRST LEASING CORPORATION COMMENCES TENDER OFFER FOR UP TO 330,000 SHARES

  • The Wonderful Company Opens the Application Window for $1 Million Central Valley Community Grants Program

  • The Wonderful Company Opens the Application Window for $1 Million Central Valley Community Grants

  • CALIFORNIA FIRST LEASING CORPORATION ANNOUNCES PRELIMINARY RESULTS OF TENDER OFFER

  • CALIFORNIA FIRST LEASING CORPORATION COMMENCES TENDER OFFER FOR UP TO 200,000 SHARES