Civista Bancshares, Inc.
NASDAQ Capital MarketTotal Valuation
Civista Bancshares, Inc. carries a market capitalization of 580.48M, placing it among publicly traded companies globally. Its enterprise value stands at 220.38M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 580.48M |
| Enterprise Value | 220.38M |
Share Statistics
Civista Bancshares, Inc. currently has 20.78M shares outstanding.
| Shares Outstanding | 20.78M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Civista Bancshares, Inc. trades at a trailing price-to-earnings ratio of 8.36. The price-to-sales ratio is 2.41, and the price-to-book ratio stands at 0.64.
| PE Ratio | 8.36 |
| PS Ratio | 2.41 |
| PB Ratio | 0.64 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 8.01 |
| P/OCF Ratio | 8.23 |
Enterprise Valuation
| EV / Sales | 1.25 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 4.14 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 37.77 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.53 |
| Return on Assets (ROA) | 1.21 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Civista Bancshares, Inc. has paid 10.27M in income taxes, reflecting an effective tax rate of 16.76.
| Income Tax | 10.27M |
| Effective Tax Rate | 16.76 |
Stock Price Statistics
Civista Bancshares, Inc.'s stock has gained approximately 13.44435% over the past 52 weeks. The 50-day moving average sits at 25.96, while the 200-day moving average is 23.43.
| Beta (5Y) | N/A |
| 52-Week Price Change | 13.44435% |
| 50-Day Moving Average | 25.96 |
| 200-Day Moving Average | 23.43 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Civista Bancshares, Inc. generated 176.96M in revenue and converted that into 51.03M in net income, yielding earnings per share of 2.73.
| Revenue | 176.96M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 61.31M |
| Net Income | 51.03M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.73 |
Balance Sheet
Civista Bancshares, Inc. holds 415.00M in cash and equivalents against 208.61M in total debt, resulting in a net debt position of 122.20M.
| Cash & Cash Equivalents | 415.00M |
| Total Debt | 208.61M |
| Net Debt | 122.20M |
| Equity (Book Value) | 671.53M |
| Book Value Per Share | 35.86 |
| Working Capital | N/A |
Cash Flow
Civista Bancshares, Inc. produced 51.84M in operating cash flow over the past twelve months. After subtracting -1.44M in capital expenditures, free cash flow totaled 50.40M - equivalent to 2.69 per share.
| Operating Cash Flow | 51.84M |
| Capital Expenditures | -1.44M |
| Free Cash Flow | 50.40M |
| FCF Per Share | 2.69 |
Margins
Civista Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 34.64 |
| Profit Margin | 28.84 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of 25.35 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.69 |
| Dividend Yield | N/A |
| Payout Ratio | 25.35 |
| Shareholder Yield | 40.74 |
| FCF Yield | 12.48 |
Stock Splits
Civista Bancshares, Inc.'s most recent stock split took place on June 5, 1996 with a 1:4 split ratio.
| Last Split Date | 6/5/1996 |
| Split Ratio | 1:4 |
Scores
Civista Bancshares, Inc. posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |