Columbia Financial, Inc.
NASDAQ Global SelectTotal Valuation
Columbia Financial, Inc. carries a market capitalization of 2.23B, placing it among publicly traded companies globally. Its enterprise value stands at 1.90B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2.23B |
| Enterprise Value | 1.90B |
Share Statistics
Columbia Financial, Inc. currently has 104.14M shares outstanding.
| Shares Outstanding | 104.14M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Columbia Financial, Inc. trades at a trailing price-to-earnings ratio of 31.81. The price-to-sales ratio is 6.67, and the price-to-book ratio stands at 1.88.
| PE Ratio | 31.81 |
| PS Ratio | 6.67 |
| PB Ratio | 1.88 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 21.74 |
| P/OCF Ratio | 24.35 |
Enterprise Valuation
On an enterprise value basis, Columbia Financial, Inc. trades at an EV/EBITDA multiple of 123.71 and an EV/FCF ratio of 23.15.
| EV / Sales | 7.10 |
| EV / EBITDA | 123.71 |
| EV / EBIT | N/A |
| EV / FCF | 23.15 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 105.94 |
| Debt / EBITDA | 81.12 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.08 |
| Return on Assets (ROA) | 0.52 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Columbia Financial, Inc. has paid 18.70M in income taxes, reflecting an effective tax rate of 25.05.
| Income Tax | 18.70M |
| Effective Tax Rate | 25.05 |
Stock Price Statistics
Columbia Financial, Inc.'s stock has gained approximately 43.42848% over the past 52 weeks. The 50-day moving average sits at 19.87, while the 200-day moving average is 17.29.
| Beta (5Y) | N/A |
| 52-Week Price Change | 43.42848% |
| 50-Day Moving Average | 19.87 |
| 200-Day Moving Average | 17.29 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Columbia Financial, Inc. generated 267.05M in revenue and converted that into 55.97M in net income, yielding earnings per share of 0.55.
| Revenue | 267.05M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 74.67M |
| Net Income | 55.97M |
| EBITDA | 15.33M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.55 |
Balance Sheet
Columbia Financial, Inc. holds 1.13B in cash and equivalents against 1.24B in total debt, resulting in a net debt position of 966.52M.
| Cash & Cash Equivalents | 1.13B |
| Total Debt | 1.24B |
| Net Debt | 966.52M |
| Equity (Book Value) | 948.13M |
| Book Value Per Share | 9.32 |
| Working Capital | N/A |
Cash Flow
Columbia Financial, Inc. produced 73.12M in operating cash flow over the past twelve months. After subtracting -8.80M in capital expenditures, free cash flow totaled 64.32M - equivalent to 0.63 per share.
| Operating Cash Flow | 73.12M |
| Capital Expenditures | -8.80M |
| Free Cash Flow | 64.32M |
| FCF Per Share | 0.63 |
Margins
Columbia Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 27.96 |
| Profit Margin | 20.96 |
| EBITDA Margin | 5.74 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -16.84 |
| FCF Yield | 4.60 |
Scores
Columbia Financial, Inc. posts an Altman Z-Score of 0.25, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.25 |