Columbia Financial, Inc.

Columbia Financial, Inc.

CLBK
Columbia Financial, Inc.US flagNASDAQ Global Select
21.41
USD
+0.24
- -
2.23BMarket Cap
Columbia Financial, Inc.
CLBK
(NASDAQ Global Select)

Recent

price

21.41

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.24
1.35
- -
1.67
1.84
2.3
2.61
2.81
2.27
1.77
2.54
2.63
Revenue per Share
0.28
0.27
- -
0.2
0.49
0.52
0.88
0.82
0.35
-0.11
0.51
0.55
Basic EPS, GAAP
0.48
0.25
- -
0.39
0.02
0.4
0.89
1.28
0.32
0.25
0.58
0.63
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
4.24
4.51
- -
5.04
5.55
6.14
7.36
8.13
8.72
8.69
9.18
9.32
Book Value per Share
3.74
4.05
- -
8.67
8.23
8.42
9.48
8.79
8.93
9.44
10.22
10.37
Tangible Book Value per Share
116
116
- -
111
111
110
104
106
103
102
102
102
Basic Weighted Avg Shares
144
157
- -
186
204
253
272
297
233
180
259
267
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
- -
4
5
10
12
13
14
15
15
15
Depreciation Expense
33
31
- -
23
55
58
92
86
36
-12
52
56
Net Income, GAAP
33.77
34
- -
32.45
23.02
24.46
27.05
26.27
21.64
- -
23.86
25.05
Effective Tax Rate (%)
22.89
19.8
- -
12.24
26.82
22.78
33.85
29
15.47
-6.48
20.01
20.96
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
505
453
873
1,030
1,299
799
377
1,127
1,529
1,081
1,183
1,243
LT Debt
440
476
472
972
983
1,011
1,079
1,054
1,040
1,080
1,161
1,174
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
6.13
- -
4.14
9.29
8.92
12.78
10.6
4.12
-1.31
5.69
6.08
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
1,263
1,183
1,243
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
105
104
104
Market Capitalization
1,529
1,582
1,780

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,047
1,142
1,127
Accounts Receivable, Net
42
41
42
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.17%
2.87%
7.44%
Free Cash Flow
- -
36.73%
126.32%
Net Income, GAAP
- -
-136.24%
-544.23%
Sales/Revenue/Turnover
- -
3.25%
43.82%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
50
53
54
23
180
2025
59
64
67
69
259
2026
67
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.01
0.04
0.06
-0.21
-0.11
2025
0.09
0.12
0.15
0.15
0.51
2026
0.13
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Columbia Financial, Inc. (Nasdaq: CLBK) operates as the holding company for Columbia Bank, a federally chartered savings bank that provides a broad range of banking and financial services to consumers, businesses, and municipalities primarily in New Jersey. Columbia Bank offers deposit products including non-interest-bearing demand accounts, interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; commercial loans encompassing multifamily and commercial real estate loans, commercial business loans, and construction loans; residential loans such as one-to-four family residential mortgages; and consumer loans comprising home equity loans and advances, automobile loans, personal unsecured loans, and overdraft lines of credit. The bank also delivers title insurance products, wealth management services, cash management services including remote deposit capture, lockbox services, sweep accounts and escrow services, as well as digital and mobile banking solutions. Founded in 1926 and headquartered in Fair Lawn, New Jersey, Columbia Financial, Inc., through its subsidiary, operates 69 full-service branch offices, four regional lending centers, and maintains total assets of approximately $10.6 billion as of March 31, 2025. In a significant recent development, Columbia Financial, Inc. completed the merger of Freehold Bank into Columbia Bank on October 5, 2024, following regulatory approvals, consolidating its banking subsidiaries to enhance operational efficiency; this follows prior acquisitions including Freehold Bancorp, Inc. in 2021, RSI Bank in 2022, and others to expand its regional footprint.

Company News

APIChatGPT
  • Columbia Financial, Inc. Announces Receipt of Stockholder and Depositor Approvals of Pending Second Step Conversion and Updated Results of Subscription Offering

  • Columbia Financial, Inc. Announces Receipt of Stockholder and Depositor Approvals of Pending Second Step Conversion and Updated Results of Subscription Offering

  • Columbia Financial, Inc. Announces Preliminary Subscription Offering Results and Increase in Maximum Purchase Limits

  • Columbia Financial, Inc. and Northfield Bancorp, Inc. Announce Mailing of Merger Consideration Election Materials and Deadline to Elect Preferred Form of Merger Consideration

  • $HAREHOLDER ALERT: The M&A Class Action Firm Encourages $hareholders to Act Before the Vote--HCBN, NFBK, CLBK, and TBRG

  • Columbia Financial, Inc. Announces Commencement of Second-Step Conversion Offering; Receipt of Regulatory Approvals for the Conversion and the Acquisition of Northfield Bancorp, Inc.

  • Northfield Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Merger of Northfield Bancorp, Inc. - NFBK

  • A Look at Columbia Financial Inc (CLBK) After 3.1% Gain -- GF Value $19.04 vs Price $19.09

  • Columbia Financial (CLBK) Reports Q1 Earnings: What Key Metrics Have to Say

  • Columbia Financial (CLBK) Lags Q1 Earnings and Revenue Estimates

  • Will Columbia Financial (CLBK) Gain on Rising Earnings Estimates?

  • Are NATH, LRHC, NFBK, CLBK Obtaining Fair Deals for their Shareholders?

  • $HAREHOLDER ALERT: The M&A Class Action Firm Reminds $hareholders of Upcoming Merger Deadlines—DVN, CLBK, STEL and SLAB

  • Are DVN, STEL, CLBK, NFBK Obtaining Fair Deals for their Shareholders?

  • Are DVN, STEL, CLBK, NFBK Obtaining Fair Deals for their Shareholders?

  • Northfield Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Merger of Northfield Bancorp, Inc. - NFBK

  • Why Columbia Financial Stock Rocked the Market Today

  • SHAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Columbia Financial, Inc. (NASDAQ: CLBK)

  • Columbia Financial (CLBK) Matches Q4 Earnings Estimates

  • CLBK Stock Alert: Halper Sadeh LLC is Investigating Whether the Merger of Columbia Financial, Inc. is Fair to Shareholders