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Change Financial Limited

Change Financial Limited

CNGFF
Change Financial LimitedUS flagOther OTC
0.05
USD
- -
- -
32.35MMarket Cap
Change Financial Limited
CNGFF
(Other OTC)

Recent

price

0.05

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
- -
- -
- -
0.01
- -
- -
0.02
0.02
0.02
0.02
- -
Revenue per Share
- -
- -
-0.11
-0.1
-0.04
-0.03
-0.01
-0.01
-0.01
- -
- -
Basic EPS, GAAP
- -
-0.17
-0.14
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.04
- -
0.08
-0.02
-0.03
-0.01
0.01
- -
0.01
- -
- -
Book Value per Share
0.06
- -
0.11
0.01
- -
0.02
- -
-0.01
- -
- -
- -
Tangible Book Value per Share
49
43
83
93
108
134
377
408
536
628
675
Basic Weighted Avg Shares
- -
- -
- -
1
- -
- -
6
8
9
11
- -
Sales/Revenue/Turnover
- -
-4,301.69
-2,190.46
-940.43
-1,087.92
-85,517.12
-48.12
-46.22
-30.12
-22.45
- -
Operating Margin (%)
- -
- -
- -
1
- -
- -
1
1
1
2
- -
Depreciation Expense
- -
- -
-9
-9
-5
-4
-3
-4
-3
-3
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
- -
-4.3
-2,143.28
-929.78
-1,056.54
-85,653.26
-56.72
-46.2
-33.76
-24.44
- -
Profit Margin (%)
3
- -
9
1
- -
2
1
-2
3
-1
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
LT Debt
4
- -
11
12
- -
2
7
3
8
6
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-0.83
-268.93
- -
- -
- -
- -
- -
- -
-109.86
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
9
2024
- -
- -
- -
- -
11
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
-0.01
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
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Business
Change Financial Limited is a global fintech company specializing in providing scalable payment solutions, card issuing, and payment system testing to banks and fintechs primarily across Southeast Asia, Oceania, and Latin America. The company's core products include the Vertexon Payments as a Service (PaaS) platform, which enables clients to issue prepaid, debit, and credit cards; digital payment and wallet solutions including integration with Apple Pay and Google Pay; and Buy Now Pay Later (BNPL) features that operate on major payment networks without third-party partnerships. Additionally, Change Financial offers PaySim, a payment testing solution designed to ensure clients meet reliability and performance standards. Founded in 2000 and headquartered in Brisbane, Australia, the company serves over 150 clients in more than 40 countries. Recent major changes include significant revenue growth reported in H1 FY25 with a 61% increase to US$7.2 million, driven by expansion of card issuing operations, notably becoming the largest non-bank issuer of debit cards in New Zealand with over 66,000 active cards using its Vertexon platform. The company has strengthened its leadership team by appointing experienced fintech executives and expanding its sales team to support strategic business development. Change Financial continues to integrate and develop its consumer, enterprise, and blockchain capabilities, aiming to deliver innovative and cost-effective mobile banking and payment services tailored to banks and fintechs globally. These strategic developments position Change Financial for continued growth and profitable operations in the competitive fintech landscape.

Company News

APIChat

  • seekingalpha.com

    Change Financial Limited (CNGFF) Q3 2026 Earnings Call Transcript

  • seekingalpha.com

    Change Financial Limited (CNGFF) Q2 2026 Earnings Call Transcript

  • seekingalpha.com

    Change Financial Limited (CNGFF) Q2 2026 Earnings Call Transcript

  • seekingalpha.com

    Change Financial Limited (CNGFF) Q1 2026 Earnings Call Transcript