ChoiceOne Financial Services, Inc.

As of June 30, 2026, ChoiceOne Financial Services, Inc. carries a market capitalization of 508.32M, placing it among publicly traded companies globally. Its enterprise value stands at 743.81M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

ChoiceOne Financial Services, Inc.'s next confirmed earnings release is scheduled for October 28, 2026.

As of June 30, 2026, ChoiceOne Financial Services, Inc. has 14.95M shares outstanding.

As of June 30, 2026, ChoiceOne Financial Services, Inc. trades at a trailing price-to-earnings ratio of 9.33. The price-to-sales ratio is 2.97, and the price-to-book ratio stands at 1.05.

These figures are as of June 30, 2026. The EV/Sales ratio of 4.33 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. ChoiceOne Financial Services, Inc. trades at an EV/FCF ratio of 14.57, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 743.81M versus a market cap of 508.32M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, ChoiceOne Financial Services, Inc. posted a return on equity (ROE) of 11.97, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.27, useful for judging operating efficiency across full business cycles. The company generates approximately 314,311.07 in revenue per employee across its workforce of 546.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, ChoiceOne Financial Services, Inc. recorded 12.12M in income tax expense. That works out to an effective tax rate of 18.13, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 66.83M, leaving 54.72M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, ChoiceOne Financial Services, Inc.'s stock has gained approximately 23.21% over the past 52 weeks. The 50-day moving average sits at 33.30, while the 200-day moving average is 31.34.

Over the twelve months ended June 30, 2026, ChoiceOne Financial Services, Inc. generated 171.77M in revenue and converted that into 54.72M in net income, yielding earnings per share of 3.64.

As of June 30, 2026, ChoiceOne Financial Services, Inc. holds 108.00M in cash and equivalents against 343.50M in total debt, resulting in a net debt position of 254.85M.

ChoiceOne Financial Services, Inc. produced 59.10M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -8.05M in capital expenditures, free cash flow totaled 51.04M - equivalent to 3.40 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, ChoiceOne Financial Services, Inc. paid dividends of 1.15 per share. The dividend payout ratio of 31.48 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.98, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -16.44, meaning ChoiceOne Financial Services, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

ChoiceOne Financial Services, Inc.'s most recent stock split took place on May 9, 2018 with a 20:21 split ratio.