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Comfort Fincap Limited

Comfort Fincap Limited

COMFINCAP.BO
Comfort Fincap LimitedIN flagBombay Stock Exchange
7.22
INR
+0.04
- -
649.85MMarket Cap
Comfort Fincap Limited
COMFINCAP.BO
(Bombay Stock Exchange)

Recent

price

7.22

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
4.69
7.76
1.83
0.51
0.73
0.83
0.99
1.32
1.31
1.42
1.94
2.19
2.68
2.16
2.22
- -
1.85
Revenue per Share
0.01
0.11
0.18
0.11
0.38
0.41
0.36
0.45
0.51
0.23
0.77
0.82
0.9
0.95
0.85
- -
0.86
Basic EPS, GAAP
- -
-2.72
0.38
0.31
-0.43
-0.05
-2.09
0.22
-0.83
0.09
-2.42
-2.77
4.98
0.64
-3.29
- -
- -
Free Cash Flow per Basic Share
- -
- -
0.05
0.12
0.05
0.05
0.05
0.05
0.06
- -
- -
- -
- -
- -
0.09
- -
- -
Dividend per Share
- -
2.5
2.37
2.41
2.67
2.96
3.2
4.13
4.48
4.67
5.24
5.94
6.62
7.38
2.66
- -
2.07
Book Value per Share
- -
4.19
4
4.06
4.4
4.76
5.08
6.09
6.54
6.74
7.52
8.33
9.2
10.14
14.44
- -
11.52
Tangible Book Value per Share
6
51
54
54
54
54
54
54
54
54
54
54
54
54
60
- -
87
Basic Weighted Avg Shares
27
395
99
28
40
45
54
72
71
77
105
119
145
117
133
161
161
Sales/Revenue/Turnover
0.32
2.17
18.78
47
75.55
74.14
51.71
44.59
54.14
24.25
55.3
53.99
46.76
65.54
53.07
60.7
60.7
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
Depreciation Expense
- -
6
10
6
21
22
19
24
28
12
42
44
49
51
51
75
75
Net Income, GAAP
1.72
29.92
32.17
28.24
21.67
25.02
31.14
28.23
28.6
34.4
25.09
28.63
25.79
29.11
25.92
23.79
23.79
Effective Tax Rate (%)
0.21
1.48
9.98
22.14
52.04
49.89
36.03
33.95
39.22
16.08
39.8
37.26
33.46
43.86
38.32
46.51
46.51
Profit Margin (%)
- -
211
177
178
211
228
248
255
280
318
692
929
732
744
1,029
987
987
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
307
511
276
261
219
44
44
LT Debt
- -
213
217
220
239
258
276
331
355
366
408
452
499
550
866
1,002
1,002
Total Equity
- -
5.58
5.41
3.73
9.31
9.31
5.5
5.11
5.29
2.21
5.48
4.58
5.77
6.84
5.49
6.93
6.93
Return on Invested Capital (%)
- -
9.32
8.63
5.76
14.49
14.37
9.73
7.06
6.8
2.8
6.23
5.11
6.61
7.94
9.81
24.89
24.89
Return on Capital (%)
- -
9.21
7.75
4.75
15.02
14.73
11.64
12.23
11.91
4.99
15.55
14.59
14.25
13.54
18.21
44.11
44.11
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
169
- -
44
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
88
- -
90
Market Capitalization
652
593
568

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
1,071
- -
1,000
Cash, Cash Equivalents & STI
32
- -
39
Accounts Receivable, Net
- -
- -
4
Inventories
- -
- -
- -
Total Current Liabilities
10
- -
13
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.31%
20.92%
15.62%
Free Cash Flow
-38.31%
-237.36%
-166.17%
Net Income, GAAP
27.54%
13.51%
46.87%
Sales/Revenue/Turnover
14.7%
10.12%
21.01%
Total Cash Common Dividend
- -
- -
61.28%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
29
32
28
29
117
2025
30
30
34
39
133
2026
38
38
45
40
161

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.28
0.3
0.24
- -
0.95
2025
0.35
0.19
0.22
0.12
0.85
2026
0.32
0.17
0.26
0.12
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.09
2026
- -
- -
- -
- -
- -
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Business
Comfort Fincap Limited Comfort Fincap Limited (COMFINCAP.BO), a non-banking financial company registered with the Reserve Bank of India, provides tailored lending solutions to individuals, MSMEs, corporates and institutions, bridging the gap between traditional banks and unorganized lenders; its core offerings include loans against financial securities such as shares and mutual funds, promoter funding and margin funding, loans against properties including mortgage and home improvement loans, supply chain financing, bill discounting, inter-corporate loans, personal loans, business loans, machinery finance, IPO financing and trading in shares and securities across stock and commodity markets. Headquartered in Kolkata, West Bengal, the company operates primarily in India and traces its origins to 1982 when incorporated as Parasnath Textiles Limited before diversifying into financial services following its acquisition by Luhruaka Sales & Services Limited, part of the Comfort Group founded in 1994. Comfort Fincap Limited maintains a loan book exceeding ₹124 crore, serving retail, high-net-worth individuals, HUFs and corporate clients with competitive, flexible funding options. In August 2024, it raised ₹39 crore through a preferential allotment to expand its lending capacity; more recently, in September 2025, promoter group entity Luhruaka Sales & Services Limited increased its stake from 5.90% to 5.95% via open market purchases of over 45,000 shares, reinforcing group commitment amid listing on the BSE.