SJF Bank A/S
465.00
DKK
-8.50
(-1.80%)
SJF Bank A/S
CPH:SJF
(Nasdaq Copenhagen)
Recent
price
465.00
P/E
ratio
10.00
div
yld
2.59%
ROIC.AI
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.- Similar Companies
- Business
- SJF Bank A/S SJF Bank A/S (ticker: SPKSJF.CO), formerly Sparekassen Sjælland-Fyn A/S, operates as a regional savings bank offering a comprehensive range of banking products and services to private individuals, small and medium-sized enterprises, and corporate customers across Zealand, Funen, and Falster in Denmark; its core offerings include savings accounts, wealth management accounts, current accounts, housing loans, car loans, agriculture loans, consumer loans, mortgage loans, pension products, insurance products such as commercial insurance, investment services, portfolio management, equity products, leasing, financing solutions, credit cards, foreign trade services, private banking, company pensions, and digital solutions via internet banking, mobile banking, and online platforms. Founded in 1825 and headquartered in Holbæk at Isefjords Alle 5, the bank maintains approximately 50 branches serving over 156,000 customers, with total assets of around 32.4 billion DKK as of 2024, positioning it as the 19th largest bank in Denmark by assets and the third largest savings bank. In May 2025, the bank underwent a significant rebranding from Sparekassen Sjælland-Fyn A/S to SJF Bank A/S to better reflect its status as a publicly listed full-service bank following its 2015 stock exchange listing on Nasdaq Copenhagen, which shifted its capital structure from guarantor deposits to shareholder equity; this name change, approved in conjunction with strategic updates, had no impact on customer services, access channels, or operations, though it involved gradual updates to branding across platforms including the website transition to www.sjfbank.dk. Recent developments include ongoing share buyback programs, such as the DKK 100 million initiative launched in August 2023 and continued executions into 2024-2025 with additional repurchases commencing March 25, 2025 as approved by shareholders, alongside strong financial performance with sequential lending and deposit growth outperforming Danish peers, elevated net interest margins, and a new 2022-2025 strategy "Towards New Goals" emphasizing volume growth, cost efficiency targeting a cost/income ratio below 50%, and robust earnings including Q3 2025 EPS of DKK 9.00; in June 2025, the bank divested its 25% stake in Nordfyns Bank to Middelfart Sparekasse amid sector consolidation, while emerging as a potential acquisition target itself.