CreditRiskMonitor.com, Inc.
Other OTCTotal Valuation
CreditRiskMonitor.com, Inc. carries a market capitalization of 22.61M, placing it among publicly traded companies globally. Its enterprise value stands at 5.81M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 22.61M |
| Enterprise Value | 5.81M |
Share Statistics
CreditRiskMonitor.com, Inc. currently has 10.77M shares outstanding.
| Shares Outstanding | 10.77M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
CreditRiskMonitor.com, Inc. trades at a trailing price-to-earnings ratio of 82.52. The price-to-sales ratio is 1.16, and the price-to-book ratio stands at 2.27.
| PE Ratio | 82.52 |
| PS Ratio | 1.16 |
| PB Ratio | 2.27 |
| P/TBV Ratio | 2.79 |
| P/FCF Ratio | 26.22 |
| P/OCF Ratio | 30.75 |
Enterprise Valuation
On an enterprise value basis, CreditRiskMonitor.com, Inc. trades at an EV/EBITDA multiple of 50.54 and an EV/FCF ratio of 6.45. The EV/Sales ratio of 0.29 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 147.57 provides insight into valuation relative to core operating earnings.
| EV / Sales | 0.29 |
| EV / EBITDA | 50.54 |
| EV / EBIT | 147.57 |
| EV / FCF | 6.45 |
Financial Position
CreditRiskMonitor.com, Inc. maintains a current ratio of 1.47, meaning it holds 1.5x the short-term assets needed to cover near-term liabilities.
| Current Ratio | 1.47 |
| Quick Ratio | 1.41 |
| Debt / Equity | 0.66 |
| Debt / EBITDA | -0.23 |
| Interest Coverage | N/A |
Financial Efficiency
CreditRiskMonitor.com, Inc. posts a return on equity of -0.16 and a return on invested capital of 1.08.
| Return on Equity (ROE) | -0.16 |
| Return on Assets (ROA) | -0.07 |
| Return on Invested Capital (ROIC) | 1.08 |
| Return on Capital Employed (ROCE) | -0.16 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, CreditRiskMonitor.com, Inc. has paid 98,423.00 in income taxes, reflecting an effective tax rate of 121.43.
| Income Tax | 98,423.00 |
| Effective Tax Rate | 121.43 |
Stock Price Statistics
CreditRiskMonitor.com, Inc.'s stock has declined approximately -20.75472% over the past 52 weeks. The 50-day moving average sits at 2.09, while the 200-day moving average is 2.26.
| Beta (5Y) | N/A |
| 52-Week Price Change | -20.75472% |
| 50-Day Moving Average | 2.09 |
| 200-Day Moving Average | 2.26 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, CreditRiskMonitor.com, Inc. generated 20.35M in revenue and converted that into -17,369.00 in net income, yielding earnings per share of 0.00. EBITDA reached -302,322.00, while operating income came in at -555,126.00.
| Revenue | 20.35M |
| Gross Profit | 10.65M |
| Operating Income | -555,126.00 |
| Pretax Income | 81,054.00 |
| Net Income | -17,369.00 |
| EBITDA | -302,322.00 |
| EBIT | -555,126.00 |
| Earnings Per Share (EPS) | 0.00 |
Balance Sheet
CreditRiskMonitor.com, Inc. holds 17.84M in cash and equivalents against 68,732.00 in total debt, resulting in a net debt position of -9.34M. Total book value stands at 10.40M, with working capital of 7.12M providing operational flexibility.
| Cash & Cash Equivalents | 17.84M |
| Total Debt | 68,732.00 |
| Net Debt | -9.34M |
| Equity (Book Value) | 10.40M |
| Book Value Per Share | 0.97 |
| Working Capital | 7.12M |
Cash Flow
CreditRiskMonitor.com, Inc. produced 766,980.00 in operating cash flow over the past twelve months. After subtracting -134,741.00 in capital expenditures, free cash flow totaled 632,239.00 - equivalent to 0.06 per share.
| Operating Cash Flow | 766,980.00 |
| Capital Expenditures | -134,741.00 |
| Free Cash Flow | 632,239.00 |
| FCF Per Share | 0.06 |
Margins
CreditRiskMonitor.com, Inc. operates with a gross margin of 52.33, reflecting its pricing power and cost economics. The operating margin of -2.73 and net profit margin of -0.09 provide insight into operational efficiency.
| Gross Margin | 52.33 |
| Operating Margin | -2.73 |
| Pretax Margin | 0.40 |
| Profit Margin | -0.09 |
| EBITDA Margin | -1.49 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | N/A |
| FCF Yield | 3.81 |
Stock Splits
CreditRiskMonitor.com, Inc.'s most recent stock split took place on December 16, 2015 with a 10:13 split ratio.
| Last Split Date | 12/16/2015 |
| Split Ratio | 10:13 |
Scores
CreditRiskMonitor.com, Inc. posts an Altman Z-Score of 0.87, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.87 |