CreditRiskMonitor.com, Inc.

CreditRiskMonitor.com, Inc.

CRMZ
CreditRiskMonitor.com, Inc.US flagOther OTC
2.15
USD
- -
- -
23.15MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.07
1.27
1.27
1.2
1.25
1.55
1.33
1.47
1.59
1.68
1.77
1.85
1.87
1.88
Basic EPS, GAAP
0.03
0.04
0.05
- -
- -
-0.02
0.02
- -
0.31
0.13
0.16
0.16
0.09
0.09
Free Cash Flow per Basic Share
0.03
0.12
0.05
0.07
- -
-0.01
0.07
0.09
0.15
0.14
0.11
0.23
0.07
0.09
Dividend per Share
0.04
0.04
0.04
0.05
0.05
0.06
0.05
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-2.26
-2.61
-2.53
-2.37
-2.42
-2.98
-2.48
-2.52
-2.21
-2.08
-1.92
-1.77
-1.67
-1.66
Tangible Book Value per Share
0.17
0.22
0.24
0.19
0.15
0.11
0.07
0.07
0.39
0.52
0.69
0.86
0.97
0.97
Basic Weighted Avg Shares
11
10
10
11
11
9
11
11
11
11
11
11
11
11
Sales/Revenue/Turnover
12
12
12
13
13
14
15
16
17
18
19
20
20
20
Operating Margin (%)
5.23
5.67
7.34
1.36
-2.08
-2.31
1.29
-1.51
13.49
8.74
7.88
6.31
2.89
2.29
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
1
- -
- -
- -
- -
- -
3
1
2
2
1
1
Effective Tax Rate (%)
49.41
47.75
44.17
73.99
- -
- -
36.57
- -
13.16
22.37
23.21
22.75
23.35
23.43
Profit Margin (%)
2.48
3.04
4.11
0.41
0.09
-1.29
1.5
-0.3
19.71
7.57
8.95
8.45
5.06
4.53
Working Capital
2
3
3
2
2
1
1
1
4
5
6
1
8
10
LT Debt
- -
- -
- -
- -
- -
- -
2
2
2
2
2
- -
- -
- -
Total Equity
4
4
4
4
4
3
3
3
6
8
9
11
12
12
Return on Invested Capital (%)
8.04
9.12
12.3
1.1
- -
- -
2.95
- -
27.07
13.76
11.12
8.69
3.79
2.98
Return on Capital (%)
-1.18
-1.48
-2.05
-0.21
- -
- -
-0.85
- -
-15.03
-6.49
-8.64
-8.85
-5.53
-5.01
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
26
29
24

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
17
22
22
Cash, Cash Equivalents & STI
13
17
17
Accounts Receivable, Net
3
4
3
Inventories
- -
- -
- -
Total Current Liabilities
13
13
12
Payables & Accruals
2
2
1
ST Debt
- -
- -
- -
Deferred Revenue
11
11
11

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.02%
40.79%
10.88%
Free Cash Flow
-93.79%
17.98%
-71.93%
Net Income, GAAP
-936.33%
-1,453.52%
-39.22%
Sales/Revenue/Turnover
4.91%
5.07%
1.58%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5
5
5
5
20
2025
5
5
5
5
20
2026
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.01
0.05
- -
0.16
2025
0.01
0.02
0.02
- -
0.09
2026
0.01
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael Ilan Flum
Full Time Employees
94
Sector
Technology
Industry
Software - Application
Address
520 White Plains Road Tarrytown NY United States of America 10989
IPO Date
May 11, 1999
Business
CreditRiskMonitor.com, Inc. (CRMZ) provides business-to-business software-as-a-service subscription products that enable corporate credit, procurement, supply chain, and finance professionals to assess, monitor, and manage financial counterparty risks through predictive analytics, comprehensive reports, and real-time alerts. The company's core offerings include the flagship CreditRiskMonitor platform, which delivers unlimited access to multi-period financial statements with ratio analyses, proprietary FRISK Score and PAYCE Score for 96%-accurate 12-month bankruptcy predictions, FAST Warning Notices, peer comparisons, credit limit recommendations, historical payment trends via the Trade Contributor Program processing $3 trillion in annual receivables data, and curated news; SupplyChainMonitor for supplier lifecycle risk management with portfolio dashboards, geographic and industry filtering, Tier-2 supplier payment data on over 4 million businesses, and event alerts covering financial distress, sanctions, weather, geopolitics, and cyber threats; Credit Limit Service for dynamic limit management; Confidential Financial Statements Solution leveraging AI for private company financial extraction, analysis, and risk scoring; and Confidential Financial Statement Tool for standardized private firm assessments, all covering over 30 million public and private companies worldwide with third-party ratings from Moody's, Fitch, and DBRS Morningstar. Headquartered in Valley Cottage, New York, and founded in 1999, CreditRiskMonitor serves nearly 40% of the Fortune 1000 and thousands of other global corporations, with operations focused on the United States market but providing worldwide coverage of key dollars-at-risk. Recent developments include reporting fiscal 2024 revenues of $19.8 million, up 5% year-over-year, alongside first-quarter 2025 revenues of $4.9 million; recognition in Spend Matters Fall 2024 SolutionMap for supplier risk management excellence highlighting FRISK Score accuracy and daily updates; and ongoing enhancements to AI-driven tools like Confidential Financial Statements Solution.

Company News

APIChatGPT
  • Nuvo Integrates CreditRiskMonitor Risk Intelligence into Agentic Order-to-Cash Network

  • Nuvo Integrates CreditRiskMonitor Risk Intelligence into Agentic Order-to-Cash Network

  • CreditRiskMonitor Announces First Quarter Results

  • CreditRiskMonitor Announces 2025 Results

  • Comparing CreditRiskMonitor.com (OTCMKTS:CRMZ) and Tuniu (NASDAQ:TOUR)

  • CreditRiskMonitor.com Achieves SOC 2 Type 1 Compliance

  • CreditRiskMonitor Announces Third Quarter Results

  • CreditRiskMonitor.com Recognized by Spend Matters Fall 2025 SolutionMap

  • CreditRiskMonitor Announces Appointment of Madhav Kale as Chief Technology Officer

  • CreditRiskMonitor Announces Second Quarter Results

  • CreditRiskMonitor Announces First Quarter Results

  • CreditRiskMonitor Announces Appointment of Shyarsh Desai as Chief Operating Officer

  • CreditRiskMonitor Announces 2024 Results

  • CreditRiskMonitor Announces Third Quarter Results

  • CreditRiskMonitor.com Recognized by Spend Matters Fall 2024 SolutionMap

  • CreditRiskMonitor Announces Second Quarter Results

  • CreditRiskMonitor Announces Appointment of Jennifer Gerold as Chief Financial Officer and David Reiner as Chief Accounting Officer

  • CreditRiskMonitor Announces First Quarter Results

  • CreditRiskMonitor Announces 2023 Results

  • CORRECTION BY SOURCE: CreditRiskMonitor Announces Third Quarter Results