Commercial Credit & Finance PLC is a Sri Lanka-based licensed finance company and non-banking financial institution that provides comprehensive retail, microfinance, and commercial financial solutions to individuals, micro-enterprises, and small to medium-sized enterprises (SMEs). Founded in 1982 and headquartered in Colombo, Sri Lanka, the company delivers its financial solutions through an extensive island-wide network of branches and service centers. The company's core product and service portfolio includes fixed deposit and term savings instruments; vehicle, machinery, and equipment leasing; hire purchase facilities; microfinance and collective lending schemes for community enterprises; gold loan and pawning services; SME business loans and working capital credit; personal and educational financing; and real estate advisory and mortgage financing. In recent operational developments, Commercial Credit & Finance PLC has expanded its digital financial infrastructure, deploying digital customer onboarding systems, mobile self-service capabilities, and automated loan processing platforms to improve customer convenience and streamline credit turnaround times. The company has also strengthened its capital adequacy and balance sheet resilience in alignment with Central Bank of Sri Lanka regulatory directives, while actively expanding its micro, small, and medium enterprise (MSME) lending and secured gold loan portfolios to advance financial inclusion across semi-urban and rural commercial hubs.