Banque Marocaine pour le Commerce et l'Industrie
CCSEMA:BCI575.00
MAD
+25.00
(+4.55%)
ISIN
MA0000010811
Return %
Stock
S&P 500
1Y
2.70
14.20
3Y
2.68
81.12
5Y
-13.01
68.34
Capital Structure
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- Full Time Employees
- 2,576
- Sector
- Finance
- Industry
- Regional banks
- Address
- Casablanca Morocco
- IPO Date
- Feb 28, 1972
- Website
- bmci.ma
- Similar Companies
- Business
- Banque Marocaine pour le Commerce et l'Industrie (BMCI) is a Morocco-based universal banking institution that provides a comprehensive range of retail, corporate, investment, and specialized financial services to individual consumers, high-net-worth clients, professionals, small and medium-sized enterprises, large corporations, and institutional investors. Founded in 1943 and headquartered in Casablanca, Morocco, the bank operates a nationwide distribution network of more than 230 branches, regional business centers, offshore banking units, and digital banking platforms. The bank organizes its operations across Retail and Private Banking, Corporate and Investment Banking, Participatory Banking, and Specialized Financial Services. Its primary products and services comprise everyday banking and deposit solutions, including checking accounts, savings accounts, term deposits, foreign currency accounts, debit and credit payment cards, and digital account management via the BMCI Connect web and mobile platforms; individual and mortgage lending, including residential real estate loans, home improvement financing, personal loans, and consumer credit; corporate and SME financing solutions, including working capital facilities, short- and medium-term operating credit, syndicated loans, project finance, and structured asset financing; international trade and transaction banking, including letters of credit, documentary collections, international guarantees, cash management, and cross-border payment processing facilitated by specialized Trade Centers; capital markets, treasury, and risk management solutions, including foreign exchange hedging, interest rate derivatives, liquidity management, and bond and money market instruments; asset management and investment funds through BMCI Asset Management, encompassing collective investment schemes (OPCVM) and tailored portfolio management; securities brokerage, custody, and capital market intermediation through BMCI Bourse; corporate finance and mergers and acquisitions advisory through BMCI Finance; equipment and real estate leasing solutions through BMCI Leasing; bancassurance and risk protection products, including life, accident, health, and property insurance through BMCI Assurance; offshore financial services through BMCI Offshore; and Sharia-compliant participatory banking products through its dedicated window, BMCI Najmah, offering Mourabaha property and vehicle financing alongside Moudaraba investment deposit structures. In recent corporate and strategic developments, BNP Paribas entered into a definitive agreement in April 2026 to sell its entire 67 percent controlling equity stake in BMCI to Moroccan financial conglomerate Holmarcom Group through Holmarcom Finance Company, a landmark transaction intended to create a larger domestic banking group alongside Holmarcom-owned Crédit du Maroc, while establishing a long-term commercial partnership with BNP Paribas to ensure continuity for multinational corporate clients. Concurrently, BMCI has expanded its sustainable and green finance footprint through strategic financing partnerships with multilateral institutions, including the European Bank for Reconstruction and Development (EBRD) under the Green Economy Financing Facility (GEFF+) and the Women in Business program to support climate resilience, energy transition, and women-led enterprise growth. The bank has also continued the modernization of its operational infrastructure through digital banking platform enhancements, paperless onboarding workflows, and fintech innovation initiatives led via its digital service unit Digiserv.