Maghrebail SA
CCSEMA:MAB899.00
MAD
+1.00
(+0.11%)
ISIN
MA0000011215
Return %
Stock
S&P 500
1Y
-5.27
14.20
3Y
-7.03
81.12
5Y
14.52
68.34
Capital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Semi-annual Revenue
FRC
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in mil. unless spec.Semi-annual Earnings Per Share
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in mil. unless spec.Semi-annual Dividends Per Share
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in mil. unless spec.Company Description
- Full Time Employees
- 116
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Casablanca Morocco
- IPO Date
- Jul 10, 1997
- Website
- maghrebail.ma
- Similar Companies
- Business
- Maghrebail SA is a Morocco-based financial services company primarily engaged in the provision of equipment and real estate leasing solutions for businesses, institutions, and independent professionals. Founded in 1972 and headquartered in Casablanca, Morocco, the company operates as a key specialized financing subsidiary of Bank of Africa Group (formerly BMCE Bank of Africa). Maghrebail SA operates through two main business divisions: Equipment Leasing (Crédit-Bail Mobilier) and Real Estate Leasing (Crédit-Bail Immobilier). The company's core product and service offerings comprise: equipment leasing for industrial machinery, manufacturing lines, and production tools; commercial transport and vehicle fleet financing, including heavy trucks, utility vehicles, buses, and corporate automobile fleets; construction and public works equipment financing for earthmoving and civil engineering machinery; healthcare and medical equipment leasing for private practices, clinics, and diagnostic laboratories; information technology and office automation financing encompassing computer systems, network infrastructure, and telecommunications equipment; real estate leasing for the acquisition, development, and construction of industrial plants, logistics warehouses, corporate office headquarters, and commercial retail properties; sale-and-leaseback (cession-bail) transactions designed to unlock liquidity from existing fixed assets; and tailored asset-backed financing structures with flexible lease terms, structured payment schedules, and purchase options tailored for small and medium-sized enterprises (SMEs), large corporate accounts, and liberal professions. The company conducts its operations across Morocco through regional commercial offices in major economic hubs, working in coordination with Bank of Africa's nationwide branch network. In recent operational and strategic developments, Maghrebail SA has advanced its digital transformation program by implementing digitized client portals, electronic document workflows, and automated credit assessment tools to streamline lease origination and accelerate processing times. To finance portfolio expansion and optimize funding costs, the company consistently utilizes the domestic debt market through commercial paper (billets de trésorerie) and bond issuance programs regulated by the Moroccan Capital Market Authority (AMMC). Furthermore, Maghrebail SA has expanded its green financing solutions, introducing dedicated leasing mechanisms for energy-efficiency equipment, renewable energy installations, and low-emission transport fleets to meet evolving environmental standards and strengthen commercial integration within the broader Bank of Africa network.