Customers Bancorp, Inc.
New York Stock ExchangeTotal Valuation
Customers Bancorp, Inc. carries a market capitalization of 2.46B, placing it among publicly traded companies globally. Its enterprise value stands at -1.27B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2.46B |
| Enterprise Value | -1.27B |
Share Statistics
Customers Bancorp, Inc. currently has 33.69M shares outstanding.
| Shares Outstanding | 33.69M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Customers Bancorp, Inc. trades at a trailing price-to-earnings ratio of 8.37. The price-to-sales ratio is 2.59, and the price-to-book ratio stands at 1.40.
| PE Ratio | 8.37 |
| PS Ratio | 2.59 |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 4.05 |
| P/OCF Ratio | 5.26 |
Enterprise Valuation
| EV / Sales | 7.96 |
| EV / EBITDA | 176.04 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 85.46 |
| Debt / EBITDA | 45.36 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 18.19 |
| Return on Assets (ROA) | 1.16 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Customers Bancorp, Inc. has paid 86.02M in income taxes, reflecting an effective tax rate of 23.45.
| Income Tax | 86.02M |
| Effective Tax Rate | 23.45 |
Stock Price Statistics
Customers Bancorp, Inc.'s stock has gained approximately 43.25976% over the past 52 weeks. The 50-day moving average sits at 74.22, while the 200-day moving average is 71.14.
| Beta (5Y) | N/A |
| 52-Week Price Change | 43.25976% |
| 50-Day Moving Average | 74.22 |
| 200-Day Moving Average | 71.14 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Customers Bancorp, Inc. generated 884.89M in revenue and converted that into 280.83M in net income, yielding earnings per share of 8.23.
| Revenue | 884.89M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 366.85M |
| Net Income | 280.83M |
| EBITDA | 40.40M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 8.23 |
Balance Sheet
Customers Bancorp, Inc. holds 5.39B in cash and equivalents against 1.83B in total debt, resulting in a net debt position of -2.97B.
| Cash & Cash Equivalents | 5.39B |
| Total Debt | 1.83B |
| Net Debt | -2.97B |
| Equity (Book Value) | 1.64B |
| Book Value Per Share | 49.67 |
| Working Capital | N/A |
Cash Flow
Customers Bancorp, Inc. produced 435.71M in operating cash flow over the past twelve months. After subtracting -148.93M in capital expenditures, free cash flow totaled 286.78M - equivalent to 8.68 per share.
| Operating Cash Flow | 435.71M |
| Capital Expenditures | -148.93M |
| Free Cash Flow | 286.78M |
| FCF Per Share | 8.68 |
Margins
Customers Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 41.46 |
| Profit Margin | 31.74 |
| EBITDA Margin | 4.57 |
Dividends & Yields
The company's payout ratio of 0.20 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.22 |
| Dividend Yield | N/A |
| Payout Ratio | 0.20 |
| Shareholder Yield | -135.90 |
| FCF Yield | 24.67 |
Stock Splits
Customers Bancorp, Inc.'s most recent stock split took place on May 22, 2014 with a 10:11 split ratio.
| Last Split Date | 5/22/2014 |
| Split Ratio | 10:11 |
Scores
Customers Bancorp, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |