Customers Bancorp, Inc.

Customers Bancorp, Inc.

CUBI
Customers Bancorp, Inc.US flagNew York Stock Exchange
72.69
USD
-1.65
- -
2.46BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.67
6.57
8.3
11.01
11.22
9.97
9.93
14.63
23.17
19.41
23.57
21.82
24.74
26.78
Basic EPS, GAAP
1.23
1.62
2.09
2.51
2.1
1.81
2.08
3.76
9.38
6.69
7.49
5.28
6.6
8.29
Free Cash Flow per Basic Share
26.95
-20.38
2.37
3.12
1.23
1.81
0.9
3.91
7.37
-4.11
2.65
2.53
10.3
8.68
Dividend per Share
- -
- -
0.09
0.33
0.47
0.46
0.46
0.45
0.34
0.29
0.47
0.48
0.33
0.22
Book Value per Share
3.59
3.59
5.66
8.14
9.46
11.05
13.28
14.97
22.92
29.39
38.02
43.22
48.51
49.67
Tangible Book Value per Share
14.37
16.48
18.43
22.5
22.41
22.9
26.3
28.43
37.9
38.66
47.62
53.8
65.19
64.78
Basic Weighted Avg Shares
27
27
27
28
31
32
31
32
32
33
31
32
32
33
Sales/Revenue/Turnover
124
175
223
304
344
315
310
461
749
633
741
687
801
885
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
4
4
6
11
14
14
19
22
27
32
34
42
40
Net Income, GAAP
33
43
59
79
79
72
79
133
315
228
250
181
224
281
Effective Tax Rate (%)
35
32.03
33.8
36.83
36.36
21.26
24.49
24.62
19.7
21.72
24.37
19.12
22.31
23.45
Profit Margin (%)
26.3
24.65
26.28
25.91
22.93
22.78
25.62
28.76
42.02
36
33.76
26.4
27.96
31.74
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
160
518
455
1,065
1,907
1,481
305
305
405
806
1,509
1,310
1,705
1,833
Total Equity
387
443
554
856
921
957
1,053
1,117
1,366
1,403
1,638
1,837
2,116
2,144
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
42.85
45.14
45.3
36.76
25.03
17.92
17
26.77
49.99
25.7
21.86
13.02
14.58
18.19

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
50
- -
- -
LT Borrowings
1,427
1,705
1,833
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
82
- -
- -
Shares Outstanding
34
34
34
Market Capitalization
2,071
2,368
2,294

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,796
6,349
5,391
Accounts Receivable, Net
106
104
105
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
50
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.12%
13.81%
15.18%
Free Cash Flow
40.45%
17.69%
317.81%
Net Income, GAAP
21.88%
23.11%
23.49%
Sales/Revenue/Turnover
16.16%
14.68%
16.57%
Total Cash Common Dividend
- -
-503.83%
464.49%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
178
195
163
151
687
2025
138
202
228
233
801
2026
222
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.46
1.72
1.36
0.74
5.28
2025
0.3
1.83
2.28
2.13
6.6
2026
2.04
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.12
0.12
0.12
0.48
2025
0.11
0.11
0.06
0.06
0.33
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Samvir S. Sidhu
Full Time Employees
787
Sector
Financial Services
Industry
Banks - Regional
Address
701 Reading Avenue West Reading PA United States of America 19611
IPO Date
Mar 14, 2012
Business
Customers Bancorp, Inc. functions as the parent company for Customers Bank, delivering a broad spectrum of financial solutions to individual consumers and a diverse range of small and middle-market enterprises. The institution provides various deposit offerings, including checking, savings, money market demand accounts, and other deposit products. Its lending portfolio encompasses commercial and industrial, commercial real estate, multi-family and residential mortgage loans, along with specialized financing like warehouse and equipment loans, and Small Business Administration (SBA) programs. Beyond traditional banking, it offers robust digital services such as mobile and online banking, treasury management tools, and Banking-as-a-Service (BaaS) for fintech partners, featuring TassatPay for instant blockchain-based payments. Cash management functions further include wire transfers, electronic bill pay, lockbox solutions, remote deposit capture, and automated sweep accounts. Operating with a distinct "high-tech, high-touch" strategy, the bank leverages digital platforms alongside a "Single Point of Contact" service model. With assets exceeding $22 billion, Customers Bank has recently expanded its reach, establishing new offices in key West Coast markets including California and Nevada, complementing its existing presence across Southeastern Pennsylvania, New York, New Jersey, New England, Washington D.C., Chicago, Dallas, Orlando, and Wilmington, North Carolina. Customers Bancorp, Inc. was established in 1994 and maintains its headquarters in West Reading, Pennsylvania.

Company News

APIChat
  • Customers Bank and ElevenLabs to Deploy AI-Powered Conversational Agents Across Customer and Employee Experiences

  • Customers Bancorp (CUBI) Moves to Buy: Rationale Behind the Upgrade

  • Customers Bank Named to American Banker's Best Places to Work in Financial Technology

  • Customers Bank Named to American Banker's Best Places to Work in Financial Technology

  • Customers Bank's cubiX Wins Silver Stevie® Award for Achievement in Product Innovation at the 24th Annual American Business Awards

  • Popular, Inc. (BPOP) Hits Fresh High: Is There Still Room to Run?

  • Customers Bank Announces Strategic Collaboration with OpenAI to Redefine the Commercial Banking Operating Model

  • Evergreen Capital Management LLC Acquires Shares of 9,457 Customers Bancorp, Inc $CUBI

  • Customers Bancorp, Inc. (CUBI) Q1 2026 Earnings Call Transcript

  • Customers Bancorp (CUBI) Q1 Earnings and Revenues Surpass Estimates

  • Here's What Key Metrics Tell Us About Customers Bancorp (CUBI) Q1 Earnings

  • Customers Bancorp Reports Results for First Quarter 2026

  • President and CEO of Customers Bank, Sam Sidhu, Named Executive of the Year by Business Intelligence Group

  • Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' Rating

  • Contrasting Bank of the James Financial Group (NASDAQ:BOTJ) and Customers Bancorp (NYSE:CUBI)

  • Customers Bancorp (CUBI) Earnings Expected to Grow: Should You Buy?

  • Financial Contrast: Customers Bancorp (NYSE:CUBI) versus Home BancShares (NYSE:HOMB)

  • Customers Bancorp, Inc. Hosts First Quarter 2026 Earnings Webcast Friday, April 24, 2026

  • Customers Bancorp, Inc (NYSE:CUBI) Receives Consensus Recommendation of “Moderate Buy” from Brokerages

  • Allspring Global Investments Holdings LLC Purchases 23,129 Shares of Customers Bancorp, Inc $CUBI