Cullman Bancorp, Inc.
Other OTCTotal Valuation
Cullman Bancorp, Inc. carries a market capitalization of 89.08M, placing it among publicly traded companies globally. Its enterprise value stands at 83.60M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 89.08M |
| Enterprise Value | 83.60M |
Share Statistics
Cullman Bancorp, Inc. currently has 7.27M shares outstanding.
| Shares Outstanding | 7.27M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Cullman Bancorp, Inc. trades at a trailing price-to-earnings ratio of 19.21. The price-to-sales ratio is 4.24, and the price-to-book ratio stands at 1.18.
| PE Ratio | 19.21 |
| PS Ratio | 4.24 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | 6.32 |
| P/OCF Ratio | 11.59 |
Enterprise Valuation
On an enterprise value basis, Cullman Bancorp, Inc. trades at an EV/EBITDA multiple of 177.13 and an EV/FCF ratio of 7.48.
| EV / Sales | 5.06 |
| EV / EBITDA | 177.13 |
| EV / EBIT | N/A |
| EV / FCF | 7.48 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 44.41 |
| Debt / EBITDA | 95.34 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.20 |
| Return on Assets (ROA) | 0.87 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Cullman Bancorp, Inc. has paid 938,000.00 in income taxes, reflecting an effective tax rate of 20.44.
| Income Tax | 938,000.00 |
| Effective Tax Rate | 20.44 |
Stock Price Statistics
Cullman Bancorp, Inc.'s stock has gained approximately 50.1938% over the past 52 weeks. The 50-day moving average sits at 14.31, while the 200-day moving average is 12.63.
| Beta (5Y) | N/A |
| 52-Week Price Change | 50.1938% |
| 50-Day Moving Average | 14.31 |
| 200-Day Moving Average | 12.63 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Cullman Bancorp, Inc. generated 16.54M in revenue and converted that into 3.65M in net income, yielding earnings per share of 0.51.
| Revenue | 16.54M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 4.59M |
| Net Income | 3.65M |
| EBITDA | 472,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.51 |
Balance Sheet
Cullman Bancorp, Inc. holds 31.55M in cash and equivalents against 45.00M in total debt, resulting in a net debt position of 41.17M.
| Cash & Cash Equivalents | 31.55M |
| Total Debt | 45.00M |
| Net Debt | 41.17M |
| Equity (Book Value) | 59.25M |
| Book Value Per Share | 8.40 |
| Working Capital | N/A |
Cash Flow
Cullman Bancorp, Inc. produced 6.06M in operating cash flow over the past twelve months. After subtracting -5.12M in capital expenditures, free cash flow totaled 934,000.00 - equivalent to 0.13 per share.
| Operating Cash Flow | 6.06M |
| Capital Expenditures | -5.12M |
| Free Cash Flow | 934,000.00 |
| FCF Per Share | 0.13 |
Margins
Cullman Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 27.76 |
| Profit Margin | 22.08 |
| EBITDA Margin | 2.85 |
Dividends & Yields
The company's payout ratio of 23.99 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.12 |
| Dividend Yield | N/A |
| Payout Ratio | 23.99 |
| Shareholder Yield | 2.67 |
| FCF Yield | 15.83 |
Stock Splits
Cullman Bancorp, Inc.'s most recent stock split took place on July 15, 2021 with a 10000:28409 split ratio.
| Last Split Date | 7/15/2021 |
| Split Ratio | 10000:28409 |
Scores
Cullman Bancorp, Inc. posts an Altman Z-Score of 0.37, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.37 |