Cullman Bancorp, Inc.

CULL

CULLCullman Bancorp, Inc. US flag

Other OTC

15.50

USD

- -

89.08MMarket Cap

Income Statement (USD)

API Chat

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	5	7	8	9	9	13	13	17	17	16	18
+ Sales & Services Revenue	5	7	8	9	9	13	13	17	17	16	18
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-1	-1	-1	-3	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	3	3	3	4	4	6	7	8	8	9	9
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-3	-4	-4	-6	-7	-8	-8	-9	-9
Operating Income (Loss)	1	1	1	3	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	-3	-5	-2	-5	-5	-4	-5
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	-3	-5	-2	-5	-5	-4	-5
Pretax Income	1	1	1	3	3	5	2	5	5	4	5
- Income Tax Expense (Benefit)	- -	1	1	1	1	1	- -	1	1	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	- -	1	2	2	4	2	4	4	4	4
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	- -	1	2	2	4	2	4	4	4	4
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	- -	1	2	2	4	2	4	4	4	4
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	- -	1	2	2	4	2	4	4	4	4
EBIT	1	1	1	3	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	3	- -	1	- -	- -	- -	1	1
EBITDA Margin (%)	21.31	21.39	18.82	36.54	2.75	4.52	3.61	1.99	2.78	3.65	4.33
EBITA	1	1	1	3	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	16.91	14.88	15.69	34.59	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	11.2	4.28	7.51	22.61	21.32	27.8	13.37	24.82	23.4	21.54	22.76
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	0.08	0.12	0.12	0.13	0.13	0.13	0.14
Depreciation Expense	- -	- -	- -	- -	- -	1	- -	- -	- -	1	1
Basic Weighted Avg Shares	7	7	7	7	7	7	7	7	7	7	6
Basic EPS, GAAP	0.08	0.04	0.08	0.3	0.29	0.53	0.26	0.6	0.57	0.54	0.69
Basic EPS from Cont Ops	0.08	0.04	0.08	0.3	0.29	0.53	0.26	0.6	0.57	0.54	0.69
Diluted Weighted Avg Shares	7	7	7	7	7	7	7	7	7	7	6
Diluted EPS, GAAP	0.08	0.04	0.08	0.3	0.29	0.53	0.25	0.6	0.55	0.54	0.68
Diluted EPS from Cont Ops	0.08	0.04	0.08	0.3	0.29	0.53	0.25	0.6	0.55	0.54	0.68

Balance Sheet (USD)

API Chat

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	4	2	2	2	2	22	24	36	33	26	10
+ Cash & Cash Equivalents	4	2	2	2	2	3	2	6	4	3	3
+ ST Investments	- -	- -	- -	- -	- -	19	21	30	28	23	7
+ Accounts & Notes Receiv	1	1	1	1	1	1	1	1	1	1	2
+ Accounts Receivable, Net	1	1	1	1	1	1	1	1	1	1	2
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-5	-3	-3	-4	-3	-23	-24	-37	-34	-28	-12
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	11	11	10	11	11	9	9	11	14	17	17
+ Property, Plant & Equip	16	16	16	17	18	17	18	20	24	27	27
- Accumulated Depreciation	5	6	6	6	7	9	9	9	10	10	11
+ LT Investments & Receivables	21	25	18	24	30	19	21	30	28	23	22
+ LT Investments	21	25	18	24	30	19	21	30	28	23	22
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-32	-35	-28	-35	-41	-27	-31	-41	-42	-40	-38
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-32	-35	-28	-35	-41	-27	-31	-41	-42	-40	-38
Total Assets	204	217	215	224	223	331	355	423	412	432	434
+ Payables & Accruals	1	1	1	1	2	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	1	1	1	1	2	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	-1	-1	-1	-2	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	48	56	52	48	43	54	18	25	35	45	45
+ LT Borrowings	48	56	52	48	43	54	18	25	35	45	45
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-48	-56	-52	-48	-43	-54	-18	-25	-35	-45	-45
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-48	-56	-52	-48	-43	-54	-18	-25	-35	-45	-45
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	178	191	178	186	183	275	255	323	310	332	338
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	10	10	10	7	50	50	48	44	35
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	10	10	10	7	50	50	48	44	35
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	26	27	27	29	31	50	53	57	59	62	65
+ Other Equity	- -	- -	- -	- -	- -	1	- -	-4	-3	-3	-2
Equity Before Minority Interest	26	26	37	38	40	57	100	100	102	100	96
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	26	26	37	38	40	57	100	100	102	100	96
Total Liabilities & Equity	204	217	215	224	223	331	355	423	412	432	434
Shares Outstanding	7	7	7	7	7	7	7	7	7	7	6
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	44	54	50	45	41	50	16	19	31	42	42
Net Debt to Equity	167.41	202.62	136.29	118.76	100.98	88.55	16.33	18.55	30.09	41.8	43.72
Tangible Common Equity Ratio	12.78	12.17	17.02	17.1	18.12	17.16	28.12	23.67	24.71	23.19	22.16
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	1	- -	1	2	2	4	2	4	4	4	4
+ Depreciation & Amortization	- -	- -	- -	- -	- -	1	- -	- -	- -	1	1
+ Non-Cash Items	- -	1	1	1	1	- -	2	1	1	1	1
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	1	1	1	1	1
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	1	1	1	- -	2	- -	- -	-1	- -
+ Chg in Non-Cash Work Cap	- -	- -	-1	- -	- -	- -	1	- -	1	1	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	-1	1	- -	- -	1	- -	1	1	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	1	2	1	3	3	3	5	6	6	6	6
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	-1	- -	-1	-1	- -	-1	-2	-4	-4	- -
+ Acq of Fixed Prod Assets	- -	-1	- -	-1	-1	- -	-1	-2	-4	-4	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	9	- -	- -	- -	38	- -	-3	-5	-9
+ Increase in Capital Stock	- -	- -	9	- -	- -	- -	38	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	-3	-5	-9
+ Net Change in LT Investment	- -	-5	7	-6	-5	5	-1	-13	3	5	3
+ Dec in LT Investment	2	7	13	18	12	16	8	3	3	5	3
+ Inc in LT Investment	-2	-12	-6	-24	-17	-11	-9	-17	- -	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-16	-5	-8	-6	13	17	-20	-83	-11	-16	-5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-16	-10	-1	-13	8	22	-23	-98	-12	-15	-3
+ Dividends Paid	- -	- -	- -	- -	-1	-1	-1	-1	-1	-1	-1
+ Net Cash From Debt	-9	8	-4	-4	-5	2	-35	7	10	10	- -
+ Cash From Debt	- -	20	- -	6	- -	48	- -	25	25	10	15
+ Repayments of Debt	-9	-12	-4	-10	-5	-46	-35	-18	-15	- -	-15
+ Other Financing Activities	22	5	-9	11	2	28	17	61	-24	11	5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	12	13	-4	7	-4	29	19	66	-18	15	-5
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-3	5	-4	-3	7	54	2	-25	-24	6	-2
EBITDA	1	1	1	3	- -	1	- -	- -	- -	1	1
EBITDA Margin (%)	21.31	21.39	18.82	36.54	2.75	4.52	3.61	1.99	2.78	3.65	4.33
Free Cash Flow	1	1	1	3	2	3	4	4	2	2	6
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	1	1	1	3	2	3	4	4	2	2	6
Free Cash Flow to Equity	- -	9	-2	-1	-3	5	-31	11	12	12	6
Free Cash Flow per Basic Share	0.11	0.16	0.2	0.39	0.35	0.45	0.57	0.58	0.32	0.38	0.97
Price/Free Cash Flow	- -	- -	17.39	6.33	8.82	13.36	13.1	10.72	8.15	6.18	12.06
Cash Flow to Net Income	1.62	5.69	2.41	1.65	1.53	0.97	2.99	1.38	1.48	1.8	1.46
Capital Expenditures	- -	-1	- -	-1	-1	- -	-1	-2	-4	-4	- -