Codorus Valley Bancorp, Inc.
NASDAQ Global MarketTotal Valuation
Codorus Valley Bancorp, Inc. carries a market capitalization of 232.28M, placing it among publicly traded companies globally. Its enterprise value stands at -103.70M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 232.28M |
| Enterprise Value | -103.70M |
Share Statistics
Codorus Valley Bancorp, Inc. currently has 9.66M shares outstanding.
| Shares Outstanding | 9.66M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Codorus Valley Bancorp, Inc. trades at a trailing price-to-earnings ratio of 9.78. The price-to-sales ratio is 2.39, and the price-to-book ratio stands at 2.27.
| PE Ratio | 9.78 |
| PS Ratio | 2.39 |
| PB Ratio | 2.27 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 8.94 |
| P/OCF Ratio | 9.50 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 22.42 |
| Debt / EBITDA | 26.95 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 25.25 |
| Return on Assets (ROA) | 1.01 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Codorus Valley Bancorp, Inc. has paid 6.06M in income taxes, reflecting an effective tax rate of 21.42.
| Income Tax | 6.06M |
| Effective Tax Rate | 21.42 |
Stock Price Statistics
Codorus Valley Bancorp, Inc.'s stock has gained approximately 9.87203% over the past 52 weeks. The 50-day moving average sits at 22.15, while the 200-day moving average is 21.88.
| Beta (5Y) | N/A |
| 52-Week Price Change | 9.87203% |
| 50-Day Moving Average | 22.15 |
| 200-Day Moving Average | 21.88 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Codorus Valley Bancorp, Inc. generated 90.77M in revenue and converted that into 22.24M in net income, yielding earnings per share of 2.31.
| Revenue | 90.77M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 28.30M |
| Net Income | 22.24M |
| EBITDA | 1.67M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.31 |
Balance Sheet
Codorus Valley Bancorp, Inc. holds 366.16M in cash and equivalents against 45.07M in total debt, resulting in a net debt position of 14.51M.
| Cash & Cash Equivalents | 366.16M |
| Total Debt | 45.07M |
| Net Debt | 14.51M |
| Equity (Book Value) | 95.96M |
| Book Value Per Share | 9.97 |
| Working Capital | N/A |
Cash Flow
Codorus Valley Bancorp, Inc. produced 22.87M in operating cash flow over the past twelve months. After subtracting -1.47M in capital expenditures, free cash flow totaled 21.40M - equivalent to 2.22 per share.
| Operating Cash Flow | 22.87M |
| Capital Expenditures | -1.47M |
| Free Cash Flow | 21.40M |
| FCF Per Share | 2.22 |
Margins
Codorus Valley Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 31.18 |
| Profit Margin | 24.50 |
| EBITDA Margin | 1.84 |
Dividends & Yields
The company's payout ratio of 28.98 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.67 |
| Dividend Yield | N/A |
| Payout Ratio | 28.98 |
| Shareholder Yield | 5.11 |
| FCF Yield | 11.18 |
Stock Splits
Codorus Valley Bancorp, Inc.'s most recent stock split took place on October 21, 2019 with a 20:21 split ratio.
| Last Split Date | 10/21/2019 |
| Split Ratio | 20:21 |
Scores
Codorus Valley Bancorp, Inc. posts an Altman Z-Score of 0.15, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.15 |