Codorus Valley Bancorp, Inc.

Codorus Valley Bancorp, Inc.

CVLY
Codorus Valley Bancorp, Inc.US flagNASDAQ Global Market
24.04
USD
+1.14
- -
232.28MMarket Cap
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
TTM
Revenue per Share
6.47
6.95
7.13
6.94
7.38
6.45
7.16
7.7
7.77
7.67
8.04
9.27
9.73
9.43
Basic EPS, GAAP
0.87
1.44
1.62
1.62
1.45
1.35
1.23
1.98
1.89
0.86
1.51
2.11
2.6
2.31
Free Cash Flow per Basic Share
2.43
2.31
2.04
1.35
1.06
1.67
1.49
1.85
1.37
0.99
2.66
3.37
2.08
2.22
Dividend per Share
0.36
0.37
0.37
0.39
0.41
0.43
0.47
0.56
0.61
0.52
0.54
0.6
0.66
0.67
Book Value per Share
4.08
4.81
5.52
5.73
6.38
5.15
4.61
4.71
5.01
5.41
6.43
8.06
9.72
9.97
Tangible Book Value per Share
11.11
12.21
13
14.86
19.09
15.75
16.56
17.9
19.15
20
19.89
18.36
20.54
20.65
Basic Weighted Avg Shares
6
6
6
7
8
10
10
10
10
10
10
10
10
10
Sales/Revenue/Turnover
40
43
45
50
56
62
70
76
77
75
78
88
93
91
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
2
2
2
2
2
2
2
4
3
3
1
2
2
Net Income, GAAP
7
9
11
12
11
13
12
20
19
8
15
20
25
22
Effective Tax Rate (%)
19.26
24.83
27.05
28.4
30.18
31
45.21
20.96
21.23
19.39
21.13
21.66
21.57
21.42
Profit Margin (%)
17.05
21.61
23.31
23.67
19.89
20.97
17.15
25.74
24.35
11.25
18.77
22.73
26.71
24.5
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
47
31
70
90
120
125
130
115
85
80
54
46
45
45
Total Equity
93
101
108
118
159
155
164
179
191
198
196
177
200
201
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
23.03
32.68
31.67
30.46
24.62
26.6
25.24
42.67
38.9
16.5
25.4
28.84
29.35
25.25

Capital Structure

FRC

in mil. unless spec.
Sep'23
Dec'23
Mar'24
ST Debt
- -
- -
- -
LT Borrowings
41
41
41
LT Finance Leases
4
4
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
10
Market Capitalization
175
243
217

Working Capital

FRC

in mil. unless spec.
Sep'23
Dec'23
Mar'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
387
383
366
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.91%
2.51%
12.58%
Free Cash Flow
17.32%
19.91%
-37.82%
Net Income, GAAP
15.38%
15.14%
24.29%
Sales/Revenue/Turnover
7.63%
4.37%
5.74%
Total Cash Common Dividend
12.7%
3.22%
10.9%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
19
21
24
24
88
2023
24
24
23
23
93
2024
21
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.32
0.2
0.75
0.83
2.11
2023
0.73
0.69
0.62
0.57
2.6
2024
0.44
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.15
0.15
0.15
0.15
0.6
2023
0.16
0.16
0.17
0.17
0.66
2024
0.17
- -
- -
- -
- -

Company Description

APIChat
CEO
Craig L. Kauffman
Full Time Employees
317
Sector
Financial Services
Industry
Banks - Regional
Address
105 Leader Heights Road York PA United States of America 17405
IPO Date
Apr 5, 1994
Business
Codorus Valley Bancorp, Inc. operates as a bank holding company primarily through its wholly owned subsidiary PeoplesBank, providing a comprehensive range of financial services including commercial and consumer banking, mortgage banking, wealth management, treasury management, and SBA lending services. The company’s core products encompass deposit accounts, commercial, agricultural and consumer loans, mortgage origination and servicing, wealth advisory, and digital banking platforms such as mobile banking and online bill pay. It services customers primarily in South Central Pennsylvania and Central Maryland. Founded in 1871 and headquartered in York, Pennsylvania, Codorus Valley Bancorp also wholly owns SYC Realty Co., a real estate subsidiary managing foreclosed assets. The company recently completed a significant merger of equals with Orrstown Financial Services in July 2024, creating a combined regional community bank with approximately $5.2 billion in assets and expanding its geographic footprint across Pennsylvania and Maryland, particularly increasing its presence in the Greater Baltimore area. This strategic consolidation aims to leverage the complementary strengths of both organizations, such as Codorus Valley's expertise in agricultural and SBA lending and Orrstown's middle-market lending focus, to drive sustainable growth and enhanced client offerings. The merger also brought operational integration benefits, including a shared ATM network and expanded lending capacity, positioning the combined entity as a leading community bank in its markets. Recent financial performance has shown improvements in credit metrics, loan growth, deposit expansion, and capital ratios, supporting the company's outlook for growth post-merger.

Company News

APIChat
  • Orrstown Financial Services, Inc. and Codorus Valley Bancorp, Inc. Announce Receipt of Regulatory Approvals for Merger of Equals

  • Orrstown Financial Services, Inc. and Codorus Valley Bancorp, Inc. Announce Receipt of Shareholder Approvals for Merger of Equals

  • CODORUS VALLEY INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Codorus Valley Bancorp, Inc. - CVLY

  • Codorus Valley Bancorp, Inc. Reports First Quarter 2024 Results

  • Codorus Valley Bancorp, Inc. Declares Quarterly Cash Dividend

  • CODORUS VALLEY INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Codorus Valley Bancorp, Inc. - CVLY

  • Codorus Valley Bancorp, Inc. Reports Fourth Quarter 2023 Results and Record Earnings for the Year

  • Codorus Valley Bancorp, Inc. Declares Quarterly Cash Dividend

  • CODORUS VALLEY INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Codorus Valley Bancorp, Inc. - CVLY

  • ALERT: Rowley Law PLLC is Investigating Proposed Acquisition of Codorus Valley Bancorp, Inc.

  • Shareholder Alert: Ademi LLP investigates whether Codorus Valley Bancorp, Inc. has obtained a Fair Price in its transaction with Orrstown

  • CVLY Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Codorus Valley Bancorp, Inc. Is Fair to Shareholders

  • Orrstown Financial Services, Inc. and Codorus Valley Bancorp, Inc. Announce a Merger of Equals to Create a Premier Pennsylvania and Maryland Community Banking Franchise

  • PeoplesBank and Driver Management End Cooperation Agreement

  • Codorus Valley Bancorp, Inc. Reports Third Quarter 2023 Earnings

  • Codorus Valley Bancorp, Inc. Declares Quarterly Cash Dividend

  • Courtney Kunkel Selected as Future Under 40 Honoree

  • Codorus Valley Bancorp, Inc. Reports Second Quarter 2023 Earnings

  • Codorus Valley Bancorp, Inc. and PeoplesBank, A Codorus Valley Company, Announce Resignation of Director of the Board

  • Codorus Valley Bancorp, Inc. Declares Quarterly Cash Dividend