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DCB Bank Limited

DCB Bank Limited

DCBBANK.BO
DCB Bank LimitedIN flagBombay Stock Exchange
180.00
INR
-5.00
- -
57.95BMarket Cap
DCB Bank Limited
DCBBANK.BO
(Bombay Stock Exchange)

Recent

price

180.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
15
16.35
16.58
20.29
25.39
29.53
36.74
42.47
48.48
53.49
55.81
58.26
68.36
76.92
90.85
- -
96.67
Revenue per Share
1.07
2.73
4.19
6.05
7.21
6.86
7.01
8.02
10.53
10.9
10.82
9.26
14.96
17.18
19.63
- -
20.43
Basic EPS, GAAP
9.8
-23.76
-0.7
18.78
-19.81
6.27
5.91
5.57
-11.64
3.15
-50.97
46.63
-55.67
11.21
-18.41
- -
- -
Free Cash Flow per Basic Share
0.01
0.01
- -
- -
- -
- -
- -
0.6
0.9
1.2
- -
- -
1
1.25
1.25
- -
- -
Dividend per Share
-8.05
-4.1
0.03
4.47
10.47
14.86
19.64
24.01
28.92
34.61
40.23
45.66
54.52
63.77
76.01
- -
- -
Book Value per Share
31.06
42.67
41.22
46.12
59.89
63.25
77.42
91.74
100.85
110.39
121.06
130.34
146.75
162.54
181.51
- -
- -
Tangible Book Value per Share
200
202
243
250
265
283
285
306
309
310
310
311
311
312
314
- -
314
Basic Weighted Avg Shares
3,002
3,301
4,035
5,077
6,734
8,368
10,463
13,000
14,976
16,582
17,326
18,098
21,272
24,000
28,482
33,113
30,341
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
227
120
136
180
234
303
390
534
442
511
566
637
770
944
1,014
1,064
- -
Depreciation Expense
214
551
1,021
1,514
1,912
1,945
1,997
2,453
3,254
3,379
3,358
2,875
4,656
5,360
6,153
7,316
6,412
Net Income, GAAP
- -
0.05
0.03
0.03
8.1
25.5
34.9
36.47
35.77
31.3
25.84
26.2
25.81
25.76
25.74
25.12
25.73
Effective Tax Rate (%)
7.14
16.69
25.3
29.81
28.39
23.25
19.08
18.87
21.73
20.38
19.38
15.89
21.89
22.33
21.6
22.09
21.13
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
11,235
12,356
7,702
7,838
8,399
12,758
19,267
27,232
33,670
43,823
39,818
40,181
53,435
74,002
55,864
- -
LT Debt
6,215
8,614
10,031
11,540
15,886
17,922
22,049
28,078
31,156
34,222
37,586
40,488
45,661
50,713
56,907
65,350
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
268.93
98.12
55.68
40.73
37.91
39.97
34.37
28.92
21.56
29.89
29.08
28.14
28.4
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
314
- -
Market Capitalization
37,903
35,104
45,558

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
34,513
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.96%
11.72%
14.84%
Free Cash Flow
-419.17%
-406.27%
-1,234.99%
Net Income, GAAP
15.77%
19.27%
18.89%
Sales/Revenue/Turnover
14.95%
13.95%
16.26%
Total Cash Common Dividend
- -
- -
8.48%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,777
5,831
5,977
6,416
24,000
2025
6,396
7,138
7,269
7,768
28,482
2026
8,166
8,461
8,667
- -
33,113

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.07
4.07
4.06
- -
17.18
2025
4.2
4.96
4.83
5.64
19.63
2026
5
5.76
6.39
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.25
2025
- -
- -
- -
- -
1.25
2026
- -
- -
- -
- -
- -
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Business
DCB Bank Limited is a new generation private sector scheduled commercial bank in India that provides a comprehensive range of retail and wholesale banking products and services; deposit products including current accounts, savings accounts such as DCB Happy Savings Account and DCB WOW Savings Account, NRI accounts, recurring deposits and fixed deposits including DCB Zippi Online Fixed Deposit; lending products encompassing home loans, personal loans, gold loans, car loans, mortgage loans, business loans, micro-SME loans, SME loans and mid-corporate loans; cards such as debit cards, travel smart cards, secured credit cards including DCB PayLess Credit Card and RuPay-powered credit cards; digital services including internet banking, mobile banking, DCB Remit for remittances and DCB EazyBee for mutual fund investments; and additional services such as trade finance, treasury operations, wealth management, insurance distribution, government business and financing for agriculture, commodities, public sector undertakings, co-operative banks and non-banking financial companies. DCB Bank operates 451 branches across 20 states and union territories in India including Maharashtra, Gujarat, Karnataka, Tamil Nadu, Andhra Pradesh, Telangana, Kerala, Madhya Pradesh, Rajasthan, Haryana, Uttar Pradesh, Uttarakhand, Bihar, Odisha, West Bengal, Chhattisgarh, Punjab, Delhi/NCR, Goa and Daman & Diu, serving approximately 2.5 million customers in retail, micro-SME, SME, mid-corporate, agriculture and inclusive banking segments. The bank traces its origins to the 1930s merger of Ismailia Co-operative Bank Limited and Masalawala Co-operative Bank Limited in Maharashtra; it received its scheduled commercial bank license from the Reserve Bank of India in May 1995 as Development Credit Bank, went public via an IPO in 2006, changed its name to DCB Bank Limited in 2014 and maintains its headquarters at Peninsula Business Park in Mumbai. In September 2025, the Reserve Bank of India approved promoter Aga Khan Fund for Economic Development (AKFED), which holds around 15% stake, to acquire up to 60.58 million additional equity shares through a preferential issue, subject to a five-year lock-in; the bank continues robust growth in advances and deposits, advances co-lending partnerships such as with Ambit Finvest for secured business loans and reported a 14% net profit increase to Rs 177 crore for the March 2025 quarter amid strategic shifts toward cost management and fee income expansion.