Kish Bancorp, Inc.

Kish Bancorp, Inc.

KISB
Kish Bancorp, Inc.US flagOther OTC
74.49
USD
+0.49
- -
225.79MMarket Cap
2004 Y
2005 Y
2006 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.03
7.21
6.68
11.51
12.05
13.43
14.42
16.39
17.58
19.67
21.27
21.77
24.87
22.15
Basic EPS, GAAP
1.79
1.67
1.7
1.9
1.64
2.44
2.8
3.2
3.88
5.02
5.22
5.13
6.25
5.28
Free Cash Flow per Basic Share
1.76
1.62
- -
1.89
1.21
3.55
1.47
-0.88
5.51
5.16
5.19
4.65
6.55
- -
Dividend per Share
0.56
0.62
- -
0.88
0.94
0.97
1.03
1.11
1.17
1.35
1.5
1.56
1.62
- -
Book Value per Share
13.45
14.61
13.36
22.68
23.13
24.78
26.27
28.18
30.57
34.07
38.04
38.36
42.03
38.13
Tangible Book Value per Share
11.83
11.78
13.38
21.37
22.04
23.3
25.01
26.4
28.91
26.73
34.5
36.28
41.59
36.84
Basic Weighted Avg Shares
2
2
2
2
2
2
2
3
3
3
3
3
3
3
Sales/Revenue/Turnover
16
16
16
28
30
33
36
41
45
50
55
62
72
66
Operating Margin (%)
31.14
27.54
31.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
- -
1
1
1
1
1
2
2
1
2
2
- -
Net Income, GAAP
4
4
4
5
4
6
7
8
10
13
13
15
18
16
Effective Tax Rate (%)
18.33
15.72
20.54
12.13
19.87
9.6
11.34
13.36
12.03
15.85
16.43
17.12
17.94
17.44
Profit Margin (%)
25.43
23.21
25.41
16.51
13.63
18.16
19.44
19.5
22.09
25.54
24.55
23.58
25.12
23.84
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
70
67
- -
82
86
77
77
62
67
51
41
47
43
333
Total Equity
29
28
35
54
56
60
64
70
77
72
93
106
124
113
Return on Invested Capital (%)
3.79
3.45
4.29
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
14.01
11.88
12.63
10.53
7.21
10.21
11.04
11.78
13.29
15.59
14.55
14.04
15.73
14.17

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
206
- -
- -
LT Borrowings
47
332
333
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
102
97
107

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
169
172
177
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
206
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.54%
12.77%
17.01%
Free Cash Flow
- -
-138.98%
44.37%
Net Income, GAAP
16.96%
18.08%
24.83%
Sales/Revenue/Turnover
17.19%
11.88%
17.17%
Total Cash Common Dividend
- -
10.9%
6.17%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14
15
16
16
62
2025
16
17
19
- -
72
2026
20
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.06
1.06
1.41
- -
5.13
2025
1.21
1.28
- -
- -
6.25
2026
1.76
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.56
2025
- -
- -
- -
- -
1.62
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Gregory T. Hayes
Full Time Employees
125
Sector
Financial Services
Industry
Banks - Regional
Address
4255 East Main Street Belleville PA United States of America 17004
IPO Date
Mar 14, 2000
Website
mykish.com
Business
Kish Bancorp, Inc. (OTCQX: KISB) is a diversified financial services holding company that owns and manages Kish Bank, a community bank providing commercial and industrial loans, agricultural loans, commercial mortgage loans, residential real estate loans, consumer loans, and deposit services including checking, savings, and cards; Kish Insurance, an independent property and casualty insurance agency; Kish Financial Solutions offering trust, fiduciary, wealth management advisory, retail investments, annuities, life and long-term care insurance services; Kish Benefits Consulting for employee benefits services; and Kish Travel, a full-service travel agency. The company operates 19 branches primarily in central Pennsylvania across Centre, Mifflin, Huntingdon, Blair, and Juniata counties, with additional presence in northeastern Ohio, targeting personal, business, and institutional clients through personalized banking, lending, mortgages, digital banking solutions, and commercial insurance. Founded in 1986 and headquartered in Belleville, Pennsylvania, with executive offices in State College, Kish Bancorp maintains a focus on community development lending, multi-family housing, municipality loans, and small business support to drive regional economic growth. In recent developments, the company reported record net income of $14.5 million for 2024, reflecting double-digit loan and deposit growth including 15.5% year-over-year loan expansion driven by construction and multifamily categories; launched ATM + Live Banker video-based teller services at eight locations in spring 2024 as part of its Branch of the Future model; completed a $10.0 million term debt issuance with a $3 million line in fourth-quarter 2024 for general corporate purposes including debt refinancing; and continued strong performance into 2025 with Q2 net income of $3.8 million and Q3 net income of $5.2 million amid 20.2% loan growth to $1.4 billion and total assets reaching $1.9 billion.

Company News

APIChatGPT
  • Kish Insurance Welcomes the Shuck Agency and Andy Cipar of Huntingdon

  • Kish Bancorp, Inc. Reports Net Income of $5.3 Million, or $1.77 Per Share, for the Second Quarter of 2026

  • Kish Bancorp, Inc. Increases Quarterly Cash Dividend by 10% to $0.44 Per Share

  • Kish Bancorp, Inc. Welcomes Tracy Wilkinson as Chief Credit Officer; Ric Sarfert Sets Retirement Date

  • Kish Bancorp, Inc. Completes $35.0 Million Subordinated Debt Offering

  • Kish Bancorp, Inc. Reports Net Income of $5.3 Million, or $1.76 Per Share, for the First Quarter of 2026; Tangible Book Value Increases to $41.35 Per Share

  • Kish Bancorp, Inc. Declares Quarterly Cash Dividend of $0.40 Per Share

  • Kish Bancorp, Inc. Reports Net Income of $5.5 Million, or $1.84 Per Share, for the Fourth Quarter of 2025 and $18.1 Million, or $6.25 Per Share, for the Year

  • Kish Bancorp, Inc. Declares Quarterly Cash Dividend of $0.40 Per Share

  • Kish Bancorp, Inc. Reports Net Income of $5.2 Million, or $1.72 Per Share, in the Third Quarter of 2025; Highlighted by Loan Growth and Net Interest Margin Expansion

  • Kish Bancorp, Inc. Announces Chief Financial Officer Succession; Tina M. Collins Promoted to Interim CFO as part of Mark J.

  • Kish Bancorp, Inc. Increases Quarterly Cash Dividend to $0.40 Per Share

  • Kish Bancorp, Inc. Reports Net Income of $3.8 Million, or $1.28 Per Share, in the Second Quarter of 2025; Results Highlighted by Net Interest Margin Expansion

  • Kish Bancorp, Inc. Declares Quarterly Cash Dividend of $0.39 Per Share

  • Kish Bancorp, Inc. Reports Net Income of $3.6 Million, or $1.21 Per Share, in the First Quarter of 2025

  • Kish Bancorp, Inc. Reports Net Income of $4.1 Million in the Fourth Quarter of 2024 and $14.5 Million for the Year 2024

  • Kish Bancorp, Inc. Declares Quarterly Cash Dividend of $0.39 Per Share

  • Kish Bancorp, Inc. Reports Net Income of $4.2 Million in the Third Quarter of 2024 and $10.4 Million in the First Nine Months of 2024

  • Kish Bancorp, Inc. Named to American Banker Magazine Top 100 Publicly Traded Community Banks