1. South Africa Stocks

  2. •

    Financial Services

  3. •

    Insurance - Life
Discovery Limited

Discovery Limited

DCYHY
Discovery LimitedUS flagOther OTC
27.15
USD
- -
- -
6.06BMarket Cap
Discovery Limited
DCYHY
(Other OTC)

Recent

price

27.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
72.9
91.18
106.28
131.59
175.54
205.41
204.04
209.93
245.88
258.17
290.34
344.19
300.29
288.55
400.97
369.59
Revenue per Share
9.04
13.57
11.57
10.87
16.76
27.45
17.2
20.53
26.29
30.05
0.44
14.42
24.76
29.68
33.89
42.72
Basic EPS, GAAP
7.45
-0.68
6.33
2.04
10.67
13.44
-8.15
-11.28
4.67
-3.55
27.64
39.03
8.01
8.71
2.41
30.18
Free Cash Flow per Basic Share
2.05
2.43
3.17
3.89
4.53
5.19
5.67
5.75
6.36
6.81
6.83
0.29
0.26
0.31
5.76
7.7
Dividend per Share
41.16
45.75
54.11
61.53
78.11
122.98
131.24
145.03
165.28
192.48
185.04
199.64
171.62
204.68
233.69
270.63
Book Value per Share
42.47
33.45
41.06
50.05
62.2
108.57
112.1
117.89
135.24
147.47
147.67
157.1
130.36
154.97
186.7
234.3
Tangible Book Value per Share
190
190
190
190
194
200
213
215
215
217
219
219
219
219
220
222
Basic Weighted Avg Shares
13,830
17,322
20,193
24,967
34,003
41,010
43,366
45,111
52,865
56,135
63,551
75,344
65,754
63,294
88,357
81,946
Sales/Revenue/Turnover
18.18
16.82
17.6
15.17
14.88
12.75
13.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
190
97
337
416
187
227
866
870
1,064
1,353
1,830
1,916
1,961
2,032
2,176
- -
Depreciation Expense
1,715
2,577
2,222
2,131
3,314
5,552
3,730
4,494
5,735
6,614
178
3,220
5,478
6,579
7,559
9,564
Net Income, GAAP
31.32
25.27
33.75
33.88
28.59
17.94
31.81
22.14
22.63
16.48
78
23.24
21.1
27.45
26.45
29.96
Effective Tax Rate (%)
12.4
14.88
11
8.54
9.75
13.54
8.6
9.96
10.85
11.78
0.28
4.27
8.33
10.39
8.56
11.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
23
400
402
444
572
954
5,380
8,523
14,073
14,325
19,836
19,493
20,584
20,586
21,656
20,044
LT Debt
8,382
8,973
11,731
13,708
17,411
27,356
30,607
32,290
37,594
43,083
44,553
46,419
40,819
47,242
54,451
65,699
Total Equity
18.47
19.61
17.28
14.96
17.63
15.26
10.46
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
24.03
31.91
23.32
19.21
22.3
25.88
13.02
13.06
14.26
14.36
0.9
7.65
11.66
13.59
14.04
15.37
Return on Capital (%)
24.02
31.24
23.18
18.79
24.22
27.62
13.94
14.94
16.95
16.88
0.24
7.5
13.34
15.79
15.49
16.99
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.56%
8.76%
20.66%
Free Cash Flow
-26.67%
212.16%
1,162.45%
Net Income, GAAP
177.39%
368.13%
26.52%
Sales/Revenue/Turnover
8.08%
6.89%
-7.26%
Total Cash Common Dividend
- -
- -
37.01%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
88,357
2025
- -
- -
- -
- -
81,946
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
33.89
2025
- -
- -
- -
- -
42.72
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
5.76
2025
- -
- -
- -
- -
7.7
2026
- -
- -
- -
- -
- -
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Business
Discovery Limited (DCYHY) is a South African financial services group focused on insurance, healthcare administration, savings, banking, and wellness programs. The company operates through key segments including SA Health, SA Life, SA Invest, SA Insure, SA Bank, UK Health, UK Life, and Vitality; it offers medical scheme administration and managed care services through Discovery Health, which administers over 39% of South African medical scheme membership and provides gap cover, Flexicare, and Healthy Company products; life insurance and financial solutions against lifestyle events via SA Life; comprehensive local and offshore investment plans with over R120 billion in assets under administration through Discovery Invest; innovative car, home, business, and short-term insurance including motor, building, household content, and portable possessions coverage through Discovery Insure, insuring over 285,000 vehicles; digital retail banking solutions encompassing deposits, loans, and advances through Discovery Bank, which has attracted over 1 million accounts; private medical insurance for individuals, corporates, and SMEs through VitalityHealth in the UK; long-term life, critical illness, and income protection cover through VitalityLife; and the Vitality shared-value program delivering health, driving, and financial incentives to improve client behaviors and reduce risks. Discovery maintains a global footprint across 41 markets impacting over 42 million lives, with principal operations in South Africa and the United Kingdom, supplemented by Vitality licensing partnerships in Asia-Pacific, Europe, North America, South America, and Africa including equity stakes in Ping An Health (China) and Amplify; founded in 1992 and headquartered at 1 Discovery Place, Sandton, Johannesburg, South Africa, it employs over 13,800 people and had a market capitalization of R107 billion as of September 2024. Recent developments encompass ongoing geographic expansions, with Vitality Health International launching Travel for Treatment services across Africa in 2021 and new market entries in 2022-2023 such as Mozambique, Nigeria, Kenya, Ghana, Zambia, DRC, Czech Republic, Poland, Tanzania, and India through partnerships including Generali and AIA; product innovations like Discovery Bank reaching 1 million accounts post-launch, VitalityInvest in the UK, and Umbrella Funds; and sustained growth in core businesses evidenced by interim financial results presentations scheduled for March 2025, reflecting robust operational performance amid its shared-value insurance model.

Company News

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  • seekingalpha.com

    Discovery Limited (DCYHY) Shareholder/Analyst Call Prepared Remarks Transcript