National Credit and Commerce Bank PLC
DDSE:NCCBANK14.60
BDT
+0.20
(+1.39%)
ISIN
BD0119NCCBL3
Return %
Stock
S&P 500
1Y
30.90
14.20
3Y
15.91
81.12
5Y
12.03
68.34
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- CEO
- S. M. Shamsul Arefin
- Full Time Employees
- 2,455
- Sector
- Finance
- Industry
- Major banks
- Address
- Dhaka Bangladesh
- IPO Date
- Nov 25, 2007
- Website
- nccbank.com.bd
- Similar Companies
- Business
- National Credit and Commerce Bank PLC (NCC Bank) is a Bangladesh-based commercial banking institution engaged in providing a comprehensive suite of conventional and Islamic financial services to retail, corporate, institutional, and small and medium-sized enterprise (SME) clients. Originally established as a non-banking financial institution under the name National Credit Limited in 1985, the company commenced full-fledged commercial banking operations in 1993 and maintains its headquarters in Dhaka, Bangladesh. The bank operates primarily across Bangladesh with international reach facilitated through overseas correspondent banking networks and offshore banking units. The bank conducts its operations through several core business segments, including Corporate Banking, Retail Banking, SME and Agri Banking, Islamic Banking, and Treasury Operations. Its product and service offerings comprise deposit solutions, including current accounts, savings accounts, special notice deposits, fixed deposit receipts, monthly savings schemes, foreign currency accounts, and student savings products; lending and credit facilities, including working capital loans, term financing, project finance, syndicated loans, structured financing, lease financing, and work order financing; trade finance instruments, including import and export letters of credit, inland and foreign bill discounting, shipping guarantees, and performance bonds; consumer and retail financing, including home loans, auto loans, personal loans, doctor loans, credit cards, debit cards, and prepaid cards; SME and agricultural credit, including micro-enterprise loans, small business expansion finance, women entrepreneur loans, seasonal agricultural credit, and poultry/dairy farming finance; Shariah-compliant Islamic banking products offered through dedicated Islamic Banking windows, including Mudaraba deposit schemes, Murabaha trade finance, Ijara lease facilities, and Bai-Muajjal financing; treasury operations, including money market dealings, foreign exchange trading, government securities management, and liquidity balancing; and international remittance and offshore banking services catering to non-resident Bangladeshis and export processing zone enterprises. Capital market and securities brokerage operations are delivered through its specialized subsidiaries, NCCB Securities and Financial Services Limited and NCCB Capital Limited. Digital delivery channels include the NCC Always mobile banking application, internet banking, electronic fund transfers via BEFTN, RTGS, and NPSB networks, SMS alert services, and a nationwide network of automated teller machines and cash recycling machines. In recent operational and strategic developments, the bank formally transitioned its registered corporate name to National Credit and Commerce Bank PLC to comply with regulatory standards for publicly traded banking companies. The institution has accelerated its digital transformation strategy by upgrading its core banking architecture and enhancing its mobile banking capabilities to facilitate real-time fund transfers, instant digital onboarding, and paperless transaction processing. Furthermore, the bank has expanded its dedicated Islamic banking window network across conventional branches, increased capital allocations toward green banking and renewable energy financing, and entered into strategic remittance distribution partnerships with global money transfer operators and domestic mobile financial service providers to optimize cross-border inflows and rural financial access.