1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Delhi Bank Corp.

Delhi Bank Corp.

DWNX
Delhi Bank Corp.US flagOther OTC
20.89
USD
-0.01
- -
70.83MMarket Cap
Delhi Bank Corp.
DWNX
(Other OTC)

Recent

price

20.89

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.09
2.94
2.85
2.82
3.01
3.11
3.19
2.99
2.84
2.95
2.8
2.72
- -
2.37
Revenue per Share
0.58
0.62
0.57
0.44
0.51
0.78
0.86
0.68
0.62
0.76
0.56
0.5
- -
0.61
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
1.12
0.87
0.48
0.66
0.94
0.73
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.36
0.37
0.37
0.38
0.38
0.38
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
9.06
9.76
9.78
9.92
10.05
10.12
- -
- -
Book Value per Share
- -
8.39
8.71
8.59
8.58
8.96
9.88
10.61
10.41
8.16
8.34
8.18
- -
9.11
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
- -
3
Basic Weighted Avg Shares
9
9
9
9
9
10
10
10
9
10
9
9
10
8
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
1
2
2
3
2
2
3
2
2
2
2
Net Income, GAAP
19.9
19.51
19
25.38
37.51
17.24
18.91
18.65
18.51
19.27
18.47
18.44
18.82
19.1
Effective Tax Rate (%)
18.92
21.11
19.85
15.6
16.94
25.1
26.98
22.85
21.75
25.76
20.12
18.41
23.95
25.72
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
1
- -
20
3
- -
8
- -
- -
- -
16
- -
- -
- -
LT Debt
- -
25
27
26
26
28
31
34
34
28
28
28
31
31
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
19
7.32
6.41
7.81
5.65
4.97
14.31
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
70
71
71

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
9
43
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.04%
-1.19%
11.59%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
6.96%
5.5%
44.85%
Sales/Revenue/Turnover
1.9%
1.65%
11.35%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
2
2
2
9
2025
2
3
- -
3
10
2026
3
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.11
0.14
0.14
0.5
2025
0.15
0.16
- -
0.23
- -
2026
0.22
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.38
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Similar Companies
Exchange Bank (Santa Rosa, CA) (EXSR)
BSP Financial Group Limited (BFL.AX)
PT Bank Multiarta Sentosa Tbk (MASB.JK)
Community Trust Bancorp, Inc. (CTBI)
Mackinac Financial Corporation (MFNC)
PT Bank Aladin Syariah Tbk (BANK.JK)
Business
Delhi Bank Corp. (DWNX) operates as a bank holding company for The Delaware National Bank of Delhi, providing commercial banking products and services to individual and small business customers primarily in Delaware County, New York, and surrounding communities. The company offers deposit products including demand, interest-bearing time and savings accounts, personal and business checking, NOW accounts, health savings accounts, money market deposits, club accounts, certificates of deposit, and individual retirement accounts; loan products such as automobile, motorcycle, recreational vehicle, and boat loans, residential and commercial real estate loans, home improvement loans, rental property loans, vacant land loans, overdraft protection, personal loans, commercial and construction loans, manufactured housing loans, second home loans, agricultural loans, home equity lines of credit, and commercial lines of credit; and additional services encompassing ATM and debit cards, external transfers, automatic transfers and payments, CardValet controls, direct deposit of social security and pensions, night depository, personal money orders, safe deposit boxes, telephone banking, wire transfers, automatic clearing house transfers, bank-by-mail, coin redemption, notary public services, rolled coin, Visa/Mastercard merchant accounts, internet banking, mobile banking with Apple Pay and Google Pay support, online bill pay, trust and investment management, custodianship, estate settlement, trusteeship, and individual security transfer services. Founded in 1839 and headquartered in Delhi, New York, Delhi Bank Corp. maintains full-service branches in Delhi, Margaretville, Davenport, and Hobart, New York, along with a Sidney loan office, operating exclusively in upstate New York as the oldest bank in Delaware County and the third oldest in the state. Recent developments include a 3.65% increase in its quarterly cash dividend announced in September 2025, maintenance of a 5-Star Superior rating from BauerFinancial in September 2025 for the 115th consecutive quarter reflecting excellence in capital adequacy, profitability, and asset quality, release of consolidated financial statements showing net income growth, and a 2-for-1 stock split in 2021, alongside ongoing investments in digital banking enhancements such as mobile app card controls and fraud prevention tools.