Contact Financial Holding SAE

As of June 30, 2026, Contact Financial Holding SAE carries a market capitalization of 5.65B, placing it among publicly traded companies globally. Its enterprise value stands at 11.52B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

As of June 30, 2026, Contact Financial Holding SAE has 1.20B shares outstanding.

As of June 30, 2026, Contact Financial Holding SAE trades at a trailing price-to-earnings ratio of 17.71. The price-to-sales ratio is 0.64, and the price-to-book ratio stands at 1.31.

As of June 30, 2026, Contact Financial Holding SAE trades at an EV/EBITDA multiple of 22.98 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 1.31 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 36.13 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Contact Financial Holding SAE trades at an EV/FCF ratio of 6.64, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 11.52B versus a market cap of 5.65B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, Contact Financial Holding SAE maintains a current ratio of 1.55, meaning it holds 1.6x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 205.85, indicating elevated leverage, while an interest coverage ratio of 21.63 demonstrates strong ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Contact Financial Holding SAE posted a return on equity (ROE) of 7.52, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 1.53 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 1.85, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 1.50, useful for judging operating efficiency across full business cycles.

Over the twelve months ended June 30, 2026, Contact Financial Holding SAE recorded 220.21M in income tax expense. That works out to an effective tax rate of 33.13, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 664.67M, leaving 317.56M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Contact Financial Holding SAE's stock has declined approximately 16.01% over the past 52 weeks. The 50-day moving average sits at 4.49, while the 200-day moving average is 4.53.

Over the twelve months ended June 30, 2026, Contact Financial Holding SAE generated 8.79B in revenue and converted that into 317.56M in net income, yielding earnings per share of 0.37. EBITDA reached 501.21M, while operating income came in at 199.74M.

As of June 30, 2026, Contact Financial Holding SAE holds 4.17B in cash and equivalents against 9.67B in total debt, resulting in a net debt position of 6.03B. Total book value stands at 4.32B, with working capital of 4.69B providing operational flexibility.

Contact Financial Holding SAE produced 2.22B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -500.06M in capital expenditures, free cash flow totaled 1.72B - equivalent to 1.44 per share.

Over the twelve months ended June 30, 2026, Contact Financial Holding SAE posted a gross margin of 12.96, reflecting its pricing power and cost economics. The operating margin of 2.27 and net profit margin of 3.61 provide insight into operational efficiency.

Over the twelve months ended June 30, 2026, Contact Financial Holding SAE paid dividends of 0.05 per share. The dividend payout ratio of 10.75 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 30.54, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -14.01, meaning Contact Financial Holding SAE raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Contact Financial Holding SAE's most recent stock split took place on November 14, 2019 with a 5:8 split ratio.

As of June 30, 2026, Contact Financial Holding SAE has an Altman Z-Score of 1.30, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.