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    Technology services

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    Packaged software
Fawry For Banking Technology And Electronic Payment

Fawry For Banking Technology And Electronic Payment

EEGX:FWRY
17.80
EGP
-0.69
(-3.73%)
1.03EPS
19.27P/E
62.68BMarket Cap
Dec 02Next Earn
Fawry For Banking Technology And Electronic Payment
EGX:FWRY
(Egyptian Exchange)

Recent

price

17.80

P/E

ratio

19.27

div

yld

0.92%

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EGP
0.08
0.1
0.14
0.2
0.28
0.4
0.67
0.88
0.96
1.62
2.54
2.97
Revenue per Share
0.01
0.02
0.02
0.02
0.03
0.06
0.07
0.09
0.21
0.47
0.85
0.95
Basic EPS, GAAP
0.03
- -
0.02
0.02
0.01
0.11
0.11
0.33
0.39
0.19
0.42
0.51
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.01
0.02
0.01
0.03
0.03
0.05
0.1
0.16
Dividend per Share
0.03
0.05
0.14
0.16
0.19
0.25
0.44
0.75
0.97
1.45
2.27
2.66
Book Value per Share
0.02
0.04
0.12
0.13
0.15
0.19
0.34
0.62
0.79
1.17
1.81
2.07
Tangible Book Value per Share
3,120
3,120
3,120
3,120
3,120
3,120
2,476
2,580
3,407
3,407
3,407
3,407
Basic Weighted Avg Shares
265
321
432
610
884
1,235
1,658
2,279
3,272
5,511
8,651
10,108
Sales/Revenue/Turnover
6.9
11.16
6.92
6.96
16.45
20.26
13.4
12.34
19.92
30.94
39.2
40.03
Operating Margin (%)
21
24
34
52
65
88
151
209
282
426
697
783
Depreciation Expense
26
50
51
57
103
186
177
240
715
1,607
2,889
3,252
Net Income, GAAP
26.87
22.61
25
30.06
23.73
23.75
24.68
26.43
25.46
23.99
23.58
23.76
Effective Tax Rate (%)
9.82
15.59
11.74
9.29
11.64
15.09
10.69
10.53
21.86
29.16
33.4
32.17
Profit Margin (%)
-3
2
289
257
258
322
595
1,317
1,785
2,389
4,245
5,359
Working Capital
- -
- -
- -
- -
- -
- -
145
123
258
557
1,008
991
LT Debt
107
152
442
504
627
797
1,458
2,595
3,470
5,163
8,072
9,367
Total Equity
- -
15.32
7.01
5.85
16.53
24.79
13.25
11.36
19.84
29.13
30.35
30.13
Return on Invested Capital (%)
- -
28.88
13.7
8.5
14.14
18.8
8.32
6.44
16.85
26.64
28.91
27.71
Return on Capital (%)
- -
38.82
17.21
12.18
18.97
27.36
16.5
12.45
24.69
38.88
45.58
43.11
Return on Common Equity (%)

Capital Structure

EGP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,939
3,519
3,549
LT Borrowings
740
712
735
LT Finance Leases
269
267
255
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,407
3,407
3,407
Market Capitalization
54,913
58,252
62,680

Working Capital

EGP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
16,454
17,781
18,396
Cash, Cash Equivalents & STI
9,725
10,662
10,880
Accounts Receivable, Net
423
214
324
Inventories
43
27
26
Total Current Liabilities
12,209
12,840
13,038
Payables & Accruals
- -
- -
- -
ST Debt
2,939
3,519
3,549
Deferred Revenue
- -
- -
- -

Growth Rates

EGP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
59.88%
59.96%
56.34%
Free Cash Flow
237.43%
63.35%
119.6%
Net Income, GAAP
70.11%
86.61%
79.83%
Sales/Revenue/Turnover
42.23%
48.15%
57%
Total Cash Common Dividend
- -
54.6%
82.37%

Quarterly Revenue

EGP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,087
1,212
1,546
1,665
5,511
2025
1,795
1,971
2,294
2,592
8,651
2026
2,411
2,811
- -
- -
- -

Quarterly Earnings Per Share

EGP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.1
0.14
0.15
0.47
2025
0.18
0.19
0.23
0.25
0.85
2026
0.22
0.26
- -
- -
- -

Quarterly Dividends Per Share

EGP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
0.03
- -
- -
0.05
2025
0.09
- -
- -
- -
0.1
2026
0.04
0.12
- -
- -
- -
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Business
Fawry for Banking Technology and Electronic Payments SAE (FWRY.CA) operates as Egypt's leading electronic payment network and digital finance solutions provider, offering a comprehensive suite of financial services to individuals, enterprises, SMEs and financial institutions through multiple channels including online platforms, ATMs, mobile wallets and retail points. The company delivers core products and services such as digital and bill payments, investment products, cash deposit and withdrawal facilities; rewards and loyalty programs; commerce enablement including online checkout, point-of-sale and payment links; e-ordering marketplace; payment collection, payouts and ticketing via TicketsMall and Super app; microfinance and insurance brokerage; HR solutions; payout portals, payroll cards, employee insurance, cash management, cash-in/out, collection and remittances as a banking agent; business loans and daily interest accounts; consumer finance; FMCG platform solutions for merchants; and commercial technology including systems maintenance, network services and digital transformation software. Fawry additionally provides advanced B2B solutions like merchant acquiring, e-commerce payments, digital wallets, remittances, buy-now-pay-later and supply chain tools, primarily serving the Egyptian market from its headquarters in Giza where it was incorporated in 2008. In recent developments, Fawry announced EGP 80 million in strategic investments on 26 February 2025, acquiring 51% of Dirac Systems for HR and accounting software, 56.6% of Virtual CFO for SME financial services, and 51% of Code Zone for software development to bolster its Fawry Business ERP and fintech offerings; forged a strategic partnership with CDS Solutions in September 2025 to integrate POS systems with Odoo's platform nationwide; expanded collaboration with Orange Egypt in November 2025 for Fawry Cover services; partnered with Wadi Degla for integrated digital payments; and acquired an 80% stake in Svreico's Smart Village administrative building in September 2024 to support operational growth. These moves reinforce Fawry's dominance in Egypt's digital payments sector amid the push toward a cashless economy and Vision 2030.