Housing & Development Bank

Housing & Development Bank

EEGX:HDBK
94.01
EGP
-4.99
(-5.04%)
15.01EPS
5.31P/E
168.91BMarket Cap
Dec 02Next Earn

Total Valuation

EGP

As of June 30, 2026, Housing & Development Bank carries a market capitalization of 168.91B, placing it among publicly traded companies globally. Its enterprise value stands at 126.10B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap168.91B
Enterprise Value126.10B

Important Dates

Housing & Development Bank's next confirmed earnings release is scheduled for December 2, 2026.

Earnings Date12/2/2026

Share Statistics

As of June 30, 2026, Housing & Development Bank has 2.13B shares outstanding.

Shares Outstanding2.13B

Valuation Ratios

As of June 30, 2026, Housing & Development Bank trades at a trailing price-to-earnings ratio of 5.31. The price-to-sales ratio is 3.19, and the price-to-book ratio stands at 3.62.

PE Ratio5.31
PS Ratio3.19
PB Ratio3.62
P/TBV Ratio3.65
P/FCF Ratio2.48
P/OCF Ratio2.44

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.81 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Housing & Development Bank trades at an EV/FCF ratio of 2.96, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 126.10B versus a market cap of 168.91B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.81
EV / FCF2.96

Financial Position

These figures are as of June 30, 2026.

Debt / Equity2.28

Financial Efficiency

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Over the twelve months ended June 30, 2026, Housing & Development Bank posted a return on equity (ROE) of 49.66, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 8.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 48.02, useful for judging operating efficiency across full business cycles. The company generates approximately 10.30M in revenue per employee across its workforce of 3,211.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)49.66
Return on Assets (ROA)8.26
Return on Capital Employed (ROCE)48.02
Revenue Per Employee10.30M
Employee Count3,211.50

Taxes

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Over the twelve months ended June 30, 2026, Housing & Development Bank recorded 6.67B in income tax expense. That works out to an effective tax rate of 25.07, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 26.61B, leaving 19.90B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax6.67B
Effective Tax Rate25.07

Stock Price Statistics

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As of the close on October 22, 2026, Housing & Development Bank's stock has gained approximately 134.91% over the past 52 weeks. The 50-day moving average sits at 104.71, while the 200-day moving average is 75.32.

52-Week Price Change134.91%
50-Day Moving Average104.71
200-Day Moving Average75.32

Income Statement

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Over the twelve months ended June 30, 2026, Housing & Development Bank generated 33.09B in revenue and converted that into 19.90B in net income, yielding earnings per share of 15.01.

Revenue33.09B
Pretax Income26.61B
Net Income19.90B
Earnings Per Share (EPS)15.01

Balance Sheet

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As of June 30, 2026, Housing & Development Bank holds 44.10B in cash and equivalents against 1.07B in total debt, resulting in a net debt position of -44.10B.

Cash & Cash Equivalents44.10B
Total Debt1.07B
Net Debt-44.10B
Equity (Book Value)46.66B
Book Value Per Share21.95

Cash Flow

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Housing & Development Bank produced 43.28B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -678.37M in capital expenditures, free cash flow totaled 42.60B - equivalent to 32.07 per share.

Operating Cash Flow43.28B
Capital Expenditures-678.37M
Free Cash Flow42.60B
FCF Per Share32.07

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin80.41
Profit Margin60.14

Dividends & Yields

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Over the twelve months ended June 30, 2026, Housing & Development Bank paid dividends of 4.89 per share. The dividend payout ratio of 32.53 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 40.35, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.08, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Housing & Development Bank shareholders.

Dividend Per Share4.89
Payout Ratio32.53
Shareholder Yield4.08
FCF Yield40.35

Stock Splits

Housing & Development Bank's most recent stock split took place on July 8, 2026 with a 1:2 split ratio.

Last Split Date7/8/2026
Split Ratio1:2