Housing & Development Bank
EEGX:HDBK94.01
EGP
-4.99
(-5.04%)
ISIN
EGS60301C016
Return %
Stock
S&P 500
1Y
134.91
14.20
3Y
500.70
81.12
5Y
1,574.48
68.34
Capital Structure
EGP
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in mil. unless spec.Working Capital
EGP
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in mil. unless spec.Growth Rates
EGP
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in mil. unless spec.Quarterly Revenue
EGP
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
EGP
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in mil. unless spec.Company Description
- CEO
- Yehia Aboulfotouh
- Full Time Employees
- 3,269
- Sector
- Finance
- Industry
- Regional banks
- Address
- Giza Egypt
- IPO Date
- Sep 13, 1983
- Website
- hdb-egy.com
- Similar Companies
- Business
- Housing & Development Bank S.A.E. is an Egypt-based commercial banking institution that provides a comprehensive range of retail, corporate, small and medium-sized enterprise (SME), Islamic, and investment banking services, alongside specialized housing and real estate development financing. The bank operates across distinct business segments: Retail and Individual Banking, Corporate Banking, Small and Medium Enterprises, Treasury and Capital Markets, and Islamic Banking. The company's core products and services include retail banking offerings, such as current, savings, and salary accounts; fixed- and variable-rate certificates of deposit (CDs) and time deposits; personal loans, auto finance, and secured consumer credit lines; credit, debit, and prepaid cards; mortgage and residential property loans offered under Central Bank of Egypt initiatives and direct proprietary schemes; corporate banking solutions, including working capital facilities, syndicated loans, structured finance, project finance, medium- and long-term commercial loans, cash management services, and trade finance instruments comprising letters of credit and letters of guarantee; small and medium-sized enterprise lending programs and point-of-sale merchant solutions; Sharia-compliant banking products provided via designated Islamic branches, including Murabaha and Musharaka financing contracts; treasury and investment banking operations, encompassing foreign exchange dealing, government debt instruments trading (treasury bills and bonds), liquidity management, and custody services; and digital banking channels, featuring HDB Net internet banking, the HDB Mobile banking application, electronic wallets, and automated teller machine (ATM) services. In recent major developments, Housing & Development Bank has advanced its strategic transformation program to evolve from a specialized mortgage-focused institution into a full-service, competitive universal commercial bank. The bank has substantially expanded its nationwide branch and electronic banking footprint across Egypt, deploying advanced digital and smart branches to broaden its customer acquisition across urban and industrial centers. Within digital transformation, the bank launched upgraded web and mobile banking platforms integrating instant payment network (IPN) capabilities, enhanced biometric security, and digital customer onboarding features. The bank has also entered into strategic partnerships with microfinance providers, fintech platforms, and multilateral financial institutions to channel dedicated credit facilities toward green financing, environmental sustainability projects, and underserved SME segments. Additionally, the bank maintains equity stakes and operational affiliations with real estate, investment, leasing, and asset management enterprises, including Housing and Development Real Estate Investment, City Edge Developments, and Hyde Park Developments. Founded in 1979, Housing & Development Bank S.A.E. is headquartered in Giza, Egypt, and its shares are publicly traded on the Egyptian Exchange under the ticker symbol HDBK.