EML Payments Limited
EMCHF
Other OTC0.21
USD
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EML Payments Limited
EMCHF
(Other OTC)
Recent
price
0.21
P/E
ratio
- -
div
yld
- -
ROIC.AI
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- EML Payments Limited is an Australian financial technology company specializing in payment card technology solutions and global payment platforms. The company offers a comprehensive range of prepaid payment products and services, including prepaid disbursements and funding card programs designed for gaming payouts, government disbursements, healthcare reimbursements, commission payouts, gift and incentive cards, general-purpose reloadable cards, and digital payments. EML Payments also provides specialized offerings such as earned wage access, supplier payments, rewards, and foreign exchange solutions. Its platform supports program management and customizable payment solutions for businesses, brands, and their customers across North America, Europe, and the Asia-Pacific region, including Australia and New Zealand. The company operates through distinct geographical segments, delivering reloadable and non-reloadable prepaid payment solutions predominantly to clients in North America, Europe, the United Kingdom, Australia, and New Zealand. Founded in 2003, EML Payments is headquartered in Brisbane, Australia. Recent major changes include strategic acquisitions and partnerships that expand EML Payments’ global footprint and product suite. Notably, in 2021, EML acquired the Irish fintech company Sentenial Limited, including its open banking arm Nuapay, in an $83.1 million deal, enhancing EML’s capabilities in real-time account-to-account payments and open banking services across the UK and Europe. This acquisition allowed EML to increase its total addressable market, cross-sell payment products, and strengthen its presence in Europe while leveraging these services for growth in Australia and North America. In December 2025, EML Payments appointed Stuart Will as Chief Financial Officer, marking a significant leadership update. The company has transitioned from primarily a gift card and prepaid solutions provider to a broader payments business with a diverse portfolio spanning prepaid cards, open banking, digital accounts, and seamless payment infrastructure. EML Payments supports thousands of prepaid programs worldwide and processes billions in transactions annually, positioning itself as a key player in the fintech payments industry. Subsidiaries include Prepaid Financial Services Ltd, based in London, which offers a variety of prepaid card solutions such as travel, business expenses, virtual, instant issue, and payroll cards. EML Payments continues to innovate and expand its product offerings, aiming to provide comprehensive, scalable payment solutions to a broad array of industries and customers globally. The company employed around 458 staff members as of 2025 and reported revenues exceeding AUD 230 million for the fiscal year 2025. EML Payments Limited’s evolving product and service suite, combined with its strategic acquisitions and geographic expansion, underscore its commitment to delivering diverse payment technologies and services in a rapidly evolving and competitive fintech landscape. It remains headquartered at Level 12, 333 Ann Street, Brisbane, Queensland, Australia.
EML Payments Limited (EMCHF) Q2 2026 Earnings Call Transcript
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