Embassy Bancorp, Inc.
Other OTCTotal Valuation
Embassy Bancorp, Inc. carries a market capitalization of 167.20M, placing it among publicly traded companies globally. Its enterprise value stands at -202.67M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 167.20M |
| Enterprise Value | -202.67M |
Share Statistics
Embassy Bancorp, Inc. currently has 7.41M shares outstanding.
| Shares Outstanding | 7.41M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Embassy Bancorp, Inc. trades at a trailing price-to-earnings ratio of 10.20. The price-to-sales ratio is 3.15, and the price-to-book ratio stands at 1.02.
| PE Ratio | 10.20 |
| PS Ratio | 3.15 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.19 |
| P/FCF Ratio | 9.44 |
| P/OCF Ratio | 9.90 |
Financial Efficiency
| Return on Equity (ROE) | 10.44 |
| Return on Assets (ROA) | 0.81 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Embassy Bancorp, Inc. has paid 3.12M in income taxes, reflecting an effective tax rate of 17.64.
| Income Tax | 3.12M |
| Effective Tax Rate | 17.64 |
Stock Price Statistics
Embassy Bancorp, Inc.'s stock has gained approximately 40.06211% over the past 52 weeks. The 50-day moving average sits at 21.26, while the 200-day moving average is 19.35.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40.06211% |
| 50-Day Moving Average | 21.26 |
| 200-Day Moving Average | 19.35 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Embassy Bancorp, Inc. generated 47.10M in revenue and converted that into 14.55M in net income, yielding earnings per share of 1.91.
| Revenue | 47.10M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 17.67M |
| Net Income | 14.55M |
| EBITDA | 1.07M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.91 |
Balance Sheet
| Cash & Cash Equivalents | 351.04M |
| Total Debt | N/A |
| Net Debt | -140.83M |
| Equity (Book Value) | 144.87M |
| Book Value Per Share | 19.04 |
| Working Capital | N/A |
Cash Flow
Embassy Bancorp, Inc. produced 14.98M in operating cash flow over the past twelve months. After subtracting -729,000.00 in capital expenditures, free cash flow totaled 14.25M - equivalent to 1.87 per share.
| Operating Cash Flow | 14.98M |
| Capital Expenditures | -729,000.00 |
| Free Cash Flow | 14.25M |
| FCF Per Share | 1.87 |
Margins
Embassy Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 37.51 |
| Profit Margin | 30.89 |
| EBITDA Margin | 2.28 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -45.43 |
| FCF Yield | 10.59 |
Scores
Embassy Bancorp, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |