Embassy Bancorp, Inc.
Other OTCTotal Valuation
Embassy Bancorp, Inc. carries a market capitalization of 157.37M, placing it among publicly traded companies globally. Its enterprise value stands at -164.82M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 157.37M |
| Enterprise Value | -164.82M |
Share Statistics
Embassy Bancorp, Inc. currently has 7.41M shares outstanding.
| Shares Outstanding | 7.41M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Embassy Bancorp, Inc. trades at a trailing price-to-earnings ratio of 10.67. The price-to-sales ratio is 3.32, and the price-to-book ratio stands at 1.25.
| PE Ratio | 10.67 |
| PS Ratio | 3.32 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 9.82 |
| P/OCF Ratio | 10.23 |
Financial Efficiency
| Return on Equity (ROE) | 12.57 |
| Return on Assets (ROA) | 0.84 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Embassy Bancorp, Inc. has paid 3.30M in income taxes, reflecting an effective tax rate of 17.78.
| Income Tax | 3.30M |
| Effective Tax Rate | 17.78 |
Stock Price Statistics
Embassy Bancorp, Inc.'s stock has gained approximately 23.61838% over the past 52 weeks. The 50-day moving average sits at 22.07, while the 200-day moving average is 20.80.
| Beta (5Y) | N/A |
| 52-Week Price Change | 23.61838% |
| 50-Day Moving Average | 22.07 |
| 200-Day Moving Average | 20.80 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Embassy Bancorp, Inc. generated 48.91M in revenue and converted that into 15.24M in net income, yielding earnings per share of 2.02.
| Revenue | 48.91M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 18.53M |
| Net Income | 15.24M |
| EBITDA | 1.09M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.02 |
Balance Sheet
| Cash & Cash Equivalents | 324.63M |
| Total Debt | N/A |
| Net Debt | -131.94M |
| Equity (Book Value) | 128.05M |
| Book Value Per Share | 17.29 |
| Working Capital | N/A |
Cash Flow
Embassy Bancorp, Inc. produced 15.89M in operating cash flow over the past twelve months. After subtracting -667,000.00 in capital expenditures, free cash flow totaled 15.22M - equivalent to 2.02 per share.
| Operating Cash Flow | 15.89M |
| Capital Expenditures | -667,000.00 |
| Free Cash Flow | 15.22M |
| FCF Per Share | 2.02 |
Margins
Embassy Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 37.89 |
| Profit Margin | 31.15 |
| EBITDA Margin | 2.23 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -46.69 |
| FCF Yield | 10.18 |
Scores
Embassy Bancorp, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |