Embassy Bancorp, Inc.

EMYB

EMYBEmbassy Bancorp, Inc. US flag

Other OTC

21.58

USD

- -

160.00MMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	20	22	23	24	26	28	31	34	35	40	46	48	41	39	45
+ Sales & Services Revenue	20	22	23	24	26	28	31	34	35	40	46	48	41	39	45
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	-8	-8	-9	-10	-10	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	7	7	8	9	9	10	11	12	12	13	14	15	16	16	17
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-7	-7	-8	-9	-9	-10	-11	-12	-12	-13	-14	-15	-16	-16	-17
Operating Income (Loss)	- -	8	8	9	10	10	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-7	- -	- -	- -	- -	- -	-12	-12	-13	-16	-21	-22	-15	-13	-17
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-7	- -	- -	- -	- -	- -	-12	-12	-13	-16	-21	-22	-15	-13	-17
Pretax Income	7	8	8	9	10	10	12	12	13	16	21	22	15	13	17
- Income Tax Expense (Benefit)	2	2	2	2	3	3	5	2	2	3	4	4	3	2	3
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	5	6	6	6	7	7	7	10	11	13	17	18	13	10	14
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	5	6	6	6	7	7	7	10	11	13	17	18	13	10	14
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	5	6	6	6	7	7	7	10	11	13	17	18	13	10	14
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	5	6	6	6	7	7	7	10	11	13	17	18	13	10	14
EBIT	- -	8	8	9	10	10	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	9	8	10	11	11	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	3.2	38.99	36.28	39.83	41.88	38.61	2.16	2.28	2.34	1.89	1.9	1.82	2.21	2.93	2.35
EBITA	- -	8	8	9	10	10	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	36.21	33.6	37.14	39.57	35.99	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	26.38	26.1	24.21	26.78	28.31	25.73	23.55	29.72	30.71	31.94	36.82	36.57	30.53	26.68	30.18
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.03	0.03	0.05	0.06	0.1	0.13	0.14	0.17	0.2	0.22	0.3	0.35	0.4	0.42	0.48
Depreciation Expense	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	7	7	7	7	7	7	7	7	7	7	8	8	8	8	8
Basic EPS, GAAP	0.72	0.8	0.76	0.87	1.01	0.96	0.98	1.35	1.46	1.71	2.23	2.34	1.67	1.37	1.79
Basic EPS from Cont Ops	0.72	0.8	0.76	0.87	1.01	0.96	0.98	1.35	1.46	1.71	2.23	2.34	1.67	1.37	1.79
Diluted Weighted Avg Shares	7	7	7	7	7	7	8	8	8	8	8	8	8	8	8
Diluted EPS, GAAP	0.71	0.8	0.76	0.87	1	0.96	0.97	1.34	1.44	1.7	2.22	2.34	1.67	1.37	1.79
Diluted EPS from Cont Ops	0.71	0.8	0.76	0.87	1	0.96	0.97	1.34	1.44	1.7	2.22	2.34	1.67	1.37	1.79

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	145	127	90	93	96	109	123	118	130	262	479	383	354	224	312
+ Cash & Cash Equivalents	53	35	19	16	19	23	33	28	39	131	169	66	78	96	112
+ ST Investments	92	92	71	77	77	86	90	91	91	131	310	317	276	128	201
+ Accounts & Notes Receiv	2	2	2	2	2	2	2	2	2	3	3	3	3	4	4
+ Accounts Receivable, Net	2	2	2	2	2	2	2	2	2	3	3	3	3	4	4
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-147	-128	-91	-94	-97	-111	-125	-121	-132	-265	-482	-386	-357	-228	-317
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	2	2	2	2	2	2	2	2	2	3	4	4	4	3	3
+ Property, Plant & Equip	5	6	6	7	8	9	9	10	11	13	11	12	12	11	11
- Accumulated Depreciation	3	4	4	5	6	6	7	8	9	9	7	8	9	8	8
+ LT Investments & Receivables	92	92	71	77	77	86	90	91	91	131	310	317	276	128	201
+ LT Investments	92	92	71	77	77	86	90	91	91	131	310	317	276	128	201
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-94	-94	-73	-79	-80	-88	-92	-93	-93	-134	-314	-321	-280	-132	-203
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-94	-94	-73	-79	-80	-88	-92	-93	-93	-134	-314	-321	-280	-132	-203
Total Assets	575	643	671	719	804	924	997	1,099	1,176	1,442	1,633	1,640	1,656	1,704	1,801
+ Payables & Accruals	1	- -	- -	- -	- -	1	1	2	3	2	1	1	8	8	7
+ Accounts Payable	1	- -	- -	- -	- -	1	1	2	3	2	1	1	8	8	7
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	10	9	39	- -	- -	54	18	- -	- -	- -	35	16	- -
+ ST Borrowings	- -	- -	10	9	39	- -	- -	54	18	- -	- -	- -	35	16	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	- -	-10	-9	-40	-1	-1	-56	-21	-2	-1	-1	-43	-23	-7
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	- -	-10	-9	-40	-1	-1	-56	-21	-2	-1	-1	-43	-23	-7
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	13	13	4	2	4	- -	- -	- -	- -	15	15	- -	- -	- -	- -
+ LT Borrowings	13	13	4	2	4	- -	- -	- -	- -	15	15	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-13	-13	-4	-2	-4	- -	- -	- -	- -	-15	-15	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-13	-13	-4	-2	-4	- -	- -	- -	- -	-15	-15	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	531	593	617	658	736	851	917	1,012	1,077	1,330	1,511	1,552	1,551	1,598	1,673
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	30	30	31	31	32	32	32	33	33	34	35	35	36	37	37
+ Common Stock	7	7	7	7	7	7	7	8	8	8	8	8	8	8	8
+ Additional Paid in Capital	23	23	24	24	24	25	25	26	26	26	27	28	28	29	29
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	1	1	2	2	3	3	3	5
+ Retained Earnings	12	17	23	28	35	41	48	56	66	77	91	107	116	123	133
+ Other Equity	2	2	1	1	1	- -	- -	-1	1	3	-1	-51	-44	-51	-38
Equity Before Minority Interest	44	50	54	61	68	73	80	87	100	112	123	88	106	106	128
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	44	50	54	61	68	73	80	87	100	112	123	88	106	106	128
Total Liabilities & Equity	575	643	671	719	804	924	997	1,099	1,176	1,442	1,633	1,640	1,656	1,704	1,801
Shares Outstanding	7	7	7	7	7	7	7	7	7	8	8	8	8	8	8
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-40	-22	-5	-5	25	-23	-33	26	-21	-116	-154	-66	-43	-80	-112
Net Debt to Equity	-90.8	-44.57	-8.79	-7.73	36.12	-31.68	-40.79	30.29	-21	-103.64	-125.73	-75.1	-40.63	-75.03	-87.68
Tangible Common Equity Ratio	7.7	7.78	8.06	8.53	8.47	7.93	8	7.93	8.47	7.78	7.5	5.38	6.38	6.25	7.09
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	5	6	6	6	7	7	7	10	11	13	17	18	13	10	14
+ Depreciation & Amortization	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
+ Non-Cash Items	-1	- -	- -	- -	- -	1	2	1	- -	1	-2	- -	-1	-2	-2
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	- -
+ Deferred Income Taxes	-1	-1	- -	- -	- -	- -	1	- -	- -	-1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	- -	1	- -	- -	- -	1	1	- -	1	-2	- -	-1	-2	-2
+ Chg in Non-Cash Work Cap	1	1	1	1	- -	1	- -	1	2	-1	-1	1	7	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	1	- -	- -	- -	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	1	2	-2	-1	- -	7	- -	-1
+ Inc (Dec) in Other	2	1	1	1	- -	- -	1	- -	- -	2	- -	1	- -	1	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	7	7	8	8	9	9	10	13	14	14	15	20	19	10	13
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	-1	- -	- -	-1	-1	- -	-1	-1	-2	-2	-1	-1	-1	-1
+ Acq of Fixed Prod Assets	- -	-1	- -	- -	-1	-1	- -	-1	-1	-2	-2	-1	-1	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	-1	- -	-1	-1	- -	- -	- -	-2
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	-1	- -	-1	-1	- -	- -	- -	-2
+ Net Change in LT Investment	1	1	18	-5	- -	-10	-5	-2	3	-38	-185	-70	51	-13	-44
+ Dec in LT Investment	17	27	29	10	18	19	32	15	23	106	52	24	56	32	65
+ Inc in LT Investment	-16	-26	-11	-15	-19	-29	-37	-17	-20	-145	-236	-93	-5	-44	-109
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-35	-85	-61	-43	-81	-107	-60	-107	-56	-133	30	-91	-47	-23	-23
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-34	-85	-43	-48	-83	-118	-66	-111	-53	-174	-156	-161	3	-36	-68
+ Dividends Paid	- -	- -	- -	- -	-1	-1	-1	-1	-1	-2	-2	-3	-3	-3	-4
+ Net Cash From Debt	- -	- -	1	-2	2	-43	- -	54	- -	65	-51	-15	35	- -	- -
+ Cash From Debt	- -	- -	10	- -	6	- -	- -	54	- -	77	- -	- -	35	- -	- -
+ Repayments of Debt	- -	- -	-9	-2	-4	-43	- -	- -	- -	-11	-51	-15	- -	- -	- -
+ Other Financing Activities	55	62	22	42	76	158	66	40	53	189	232	56	-43	47	77
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	54	61	23	39	77	113	65	92	51	252	179	39	-11	44	71
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	26	-16	-12	-1	3	5	9	-6	12	92	38	-102	12	18	16
EBITDA	1	9	8	10	11	11	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	3.2	38.99	36.28	39.83	41.88	38.61	2.16	2.28	2.34	1.89	1.9	1.82	2.21	2.93	2.35
Free Cash Flow	6	7	7	7	7	9	10	12	14	12	14	19	19	9	12
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	6	7	7	7	7	9	10	12	14	12	14	19	19	9	12
Free Cash Flow to Equity	6	6	9	5	9	-35	10	66	14	77	-37	5	54	9	12
Free Cash Flow per Basic Share	0.87	0.91	1.01	1.01	0.97	1.16	1.33	1.58	1.81	1.56	1.83	2.54	2.46	1.21	1.6
Price/Free Cash Flow	3.7	5.16	6.85	9.53	8.2	9.92	11.01	8.12	9.25	7.03	9.1	6.79	5.5	11.83	10.32
Cash Flow to Net Income	1.28	1.25	1.4	1.2	1.15	1.29	1.43	1.27	1.31	1.06	0.91	1.12	1.54	0.95	0.94
Capital Expenditures	- -	-1	- -	- -	-1	-1	- -	-1	-1	-2	-2	-1	-1	-1	-1