Everyday People Financial Inc

Total Valuation

Everyday People Financial Inc carries a market capitalization of 23.27M, placing it among publicly traded companies globally. Its enterprise value stands at 95.38M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

Everyday People Financial Inc currently has 130.11M shares outstanding.

Valuation Ratios

The price-to-sales ratio is 0.99, and the price-to-book ratio stands at 5.89.

Enterprise Valuation

On an enterprise value basis, Everyday People Financial Inc trades at an EV/EBITDA multiple of 93.42 and an EV/FCF ratio of 84.67.

Financial Position

Everyday People Financial Inc maintains a current ratio of 0.86, meaning it holds 0.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 134.52, indicating elevated leverage, while an interest coverage ratio of 0.54 demonstrates limited ability to service its debt obligations.

Financial Efficiency

Taxes

Over the trailing twelve months, Everyday People Financial Inc has paid 32,000.00 in income taxes, reflecting an effective tax rate of 69.14.

Stock Price Statistics

Everyday People Financial Inc's stock has declined approximately -44.85294% over the past 52 weeks. The 50-day moving average sits at 0.44, while the 200-day moving average is 0.53.

Income Statement

Over the trailing twelve months, Everyday People Financial Inc generated 77.92M in revenue and converted that into -4.23M in net income, yielding earnings per share of -0.03. EBITDA reached 1.02M, while operating income came in at -2.79M.

Balance Sheet

Everyday People Financial Inc holds 513,000.00 in cash and equivalents against 17.83M in total debt, resulting in a net debt position of 13.48M. Total book value stands at 13.25M, with working capital of -5.36M providing operational flexibility.

Cash Flow

Everyday People Financial Inc produced -1.20M in operating cash flow over the past twelve months. After subtracting -423,000.00 in capital expenditures, free cash flow totaled -1.62M - equivalent to -0.01 per share.

Margins

Everyday People Financial Inc operates with a gross margin of 31.08, reflecting its pricing power and cost economics. The operating margin of -3.58 and net profit margin of -5.42 provide insight into operational efficiency.

Dividends & Yields

Scores

Everyday People Financial Inc posts an Altman Z-Score of -0.02, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.