1. France Stocks

  2. •

    Finance

  3. •

    Regional banks
Caisse Regionale de Credit Agricole Mutuel du Languedoc Cert.Coop.d'invt.

Caisse Regionale de Credit Agricole Mutuel du Languedoc Cert.Coop.d'invt.

EEURONEXT:CRLA
62.00
EUR
+0.99
(+1.62%)
1.84BMarket Cap
Caisse Regionale de Credit Agricole Mutuel du Languedoc Cert.Coop.d'invt.
EURONEXT:CRLA
(Euronext)

Recent

price

62.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
33.25
32.96
30.71
30.42
29.38
29.75
29.28
24.15
27.74
28.77
24.49
30.97
31.32
29.51
- -
30.15
- -
Revenue per Share
9.19
9.63
7.58
7.84
8.33
8.55
8.04
10.06
8.81
9.41
6.87
10.68
11.03
8.89
- -
9.62
- -
Basic EPS, GAAP
0.26
7.59
-6.85
6.2
-2.77
9.99
39.68
-3.36
3.85
21.38
37.04
48.4
-44.72
-24.54
- -
4.8
- -
Free Cash Flow per Basic Share
0.99
5.18
1.16
1.06
1.03
0.98
0.98
0.97
1.01
1.04
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
179.18
118.59
127.6
134.24
141.47
148.9
156.05
168.58
191.24
206.56
208.51
239.06
240.11
256.56
- -
306.43
317.85
Book Value per Share
178.84
118.37
127.37
134.02
141.24
148.67
155.82
168.36
191.01
206.56
208.51
239.05
240.11
256.56
- -
306.43
317.85
Tangible Book Value per Share
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
Basic Weighted Avg Shares
672
668
617
613
587
593
582
479
550
569
484
612
618
583
- -
594
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
157
11
9
8
8
8
8
8
7
12
15
16
15
18
- -
14
- -
Depreciation Expense
186
195
152
158
166
170
160
200
175
186
136
211
218
176
- -
190
- -
Net Income, GAAP
30.71
30.78
37.19
36.35
33.4
34.87
37.4
32.36
29.4
26.52
31.56
24.78
19.28
15.61
- -
18.81
- -
Effective Tax Rate (%)
27.64
29.23
24.67
25.78
28.37
28.73
27.47
41.66
31.77
32.69
28.07
34.48
35.23
30.14
- -
31.9
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
11,652
48
15
- -
2
12
- -
30
58
67
104
97
116
97
- -
96
91
LT Debt
2,289
2,404
2,562
2,706
2,826
2,968
3,101
3,344
3,796
4,095
4,129
4,734
4,749
5,077
- -
6,057
6,282
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.36
2.38
6.05
5.98
6.02
5.87
5.26
6.16
4.85
4.63
3.25
4.63
4.48
3.47
- -
- -
- -
Return on Capital (%)
8.41
8.32
6.13
6
6.02
5.88
5.27
6.19
4.9
4.73
3.31
4.77
4.6
3.58
- -
- -
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Jun'24
Dec'24
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
20
Market Capitalization
90
98
1,844

Working Capital

EUR

•

in mil. unless spec.
Jun'24
Dec'24
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
433
436
436
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
594
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
9.62
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (CRLA.PA), a regional cooperative bank and subsidiary of Crédit Agricole S.A., provides a comprehensive range of banking products and services to individuals, professionals and associations, farmers, businesses, private banking customers, public entities, social housing communities, cooperatives, real estate developers, and renewable energy clients in the Languedoc region of France; core offerings include bank accounts and cards, mobile payments, savings accounts, savings plans, fixed-term deposits, stock market and financial investments, retirement savings plans, real estate and consumer loans, business creation financing, medium- and long-term loans, leasing, cash management, treasury services, advisory services, and online banking; the bank also delivers extensive insurance products encompassing car and two-wheeler, home, health and death, leisure and daily life, professional premises and vehicle, activity, employee, agricultural building and equipment, pension, borrower protection, and other specialized coverages. Founded in 2006 and headquartered in Lattes, near Montpellier, the institution operates approximately 270 branches across its territory in southern France, emphasizing local development through solidarity funds and initiatives supporting environmental and social transitions, while employing around 2,769 staff under CEO Christian Rouchon. Recent developments include the publication of its 2024 annual financial report in ESEF format in March 2025, alongside semestral liquidity contract declarations for Certificats Coopératifs d'Investissement (CCI) and quarterly financial notices through mid-2025, reflecting ongoing regulatory compliance and operational stability amid its listing on Euronext Paris since 2007.