Evans Bancorp, Inc.
New York Stock Exchange ArcaTotal Valuation
Evans Bancorp, Inc. carries a market capitalization of 220.08M, placing it among publicly traded companies globally. Its enterprise value stands at 145.73M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 220.08M |
| Enterprise Value | 145.73M |
Share Statistics
Evans Bancorp, Inc. currently has 5.57M shares outstanding.
| Shares Outstanding | 5.57M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Evans Bancorp, Inc. trades at a trailing price-to-earnings ratio of 20.00. The price-to-sales ratio is 3.45, and the price-to-book ratio stands at 1.64.
| PE Ratio | 20.00 |
| PS Ratio | 3.45 |
| PB Ratio | 1.64 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | -99.20 |
| P/OCF Ratio | -86.70 |
Enterprise Valuation
| EV / Sales | 2.11 |
| EV / EBITDA | 117.91 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 62.98 |
| Debt / EBITDA | 93.33 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.32 |
| Return on Assets (ROA) | 0.56 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Evans Bancorp, Inc. has paid 2.31M in income taxes, reflecting an effective tax rate of 16.22.
| Income Tax | 2.31M |
| Effective Tax Rate | 16.22 |
Stock Price Statistics
Evans Bancorp, Inc.'s stock has gained approximately 52.9207% over the past 52 weeks. The 50-day moving average sits at 40.75, while the 200-day moving average is 39.08.
| Beta (5Y) | N/A |
| 52-Week Price Change | 52.9207% |
| 50-Day Moving Average | 40.75 |
| 200-Day Moving Average | 39.08 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Evans Bancorp, Inc. generated 69.21M in revenue and converted that into 11.95M in net income, yielding earnings per share of 2.16.
| Revenue | 69.21M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 14.27M |
| Net Income | 11.95M |
| EBITDA | 1.24M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.16 |
Balance Sheet
Evans Bancorp, Inc. holds 208.65M in cash and equivalents against 115.35M in total debt, resulting in a net debt position of 68.56M.
| Cash & Cash Equivalents | 208.65M |
| Total Debt | 115.35M |
| Net Debt | 68.56M |
| Equity (Book Value) | 145.76M |
| Book Value Per Share | 26.40 |
| Working Capital | N/A |
Cash Flow
Evans Bancorp, Inc. produced -2.76M in operating cash flow over the past twelve months. After subtracting -343,000.00 in capital expenditures, free cash flow totaled -3.10M - equivalent to -0.56 per share.
| Operating Cash Flow | -2.76M |
| Capital Expenditures | -343,000.00 |
| Free Cash Flow | -3.10M |
| FCF Per Share | -0.56 |
Margins
Evans Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 20.62 |
| Profit Margin | 17.27 |
| EBITDA Margin | 1.79 |
Dividends & Yields
The company's payout ratio of 30.57 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.66 |
| Dividend Yield | N/A |
| Payout Ratio | 30.57 |
| Shareholder Yield | -30.59 |
| FCF Yield | -1.01 |
Stock Splits
Evans Bancorp, Inc.'s most recent stock split took place on November 10, 2005 with a 20:21 split ratio.
| Last Split Date | 11/10/2005 |
| Split Ratio | 20:21 |
Scores
Evans Bancorp, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |