Evans Bancorp, Inc.

Evans Bancorp, Inc.

EVBN
Evans Bancorp, Inc.US flagNew York Stock Exchange Arca
39.53
USD
+2.64
- -
220.08MMarket Cap
Evans Bancorp, Inc.
EVBN
(New York Stock Exchange Arca)

Recent

price

39.53

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
13.12
10.27
9.37
9.73
9.64
9.84
10.69
10.32
10.91
12.64
14.21
14.07
16.71
16.96
17.25
- -
12.54
Revenue per Share
0.25
1.34
1.49
1.95
1.87
1.95
1.84
1.92
2.19
3.37
3.45
2.08
4.39
4.12
4.49
- -
2.17
Basic EPS, GAAP
3.76
1.89
2.46
2.54
2.77
2.48
1.46
2.35
2.72
4.95
3.33
0.36
3.55
4.67
2.78
- -
-0.56
Free Cash Flow per Basic Share
0.61
0.38
0.4
0.68
0.26
0.65
0.72
0.76
0.8
0.91
1.03
1.11
1.19
1.28
1.32
- -
0.66
Dividend per Share
6.73
6.33
6.67
7.84
9.4
10.69
11.69
12.74
13.03
15.61
17.8
17.23
20.2
23.2
25.92
- -
26.4
Book Value per Share
12.81
14.89
14.58
15.81
17.14
18.36
19.4
20.42
22.83
24.32
27.46
28.45
30.93
25.76
32.32
- -
32.84
Tangible Book Value per Share
3
4
4
4
4
4
4
4
5
5
5
5
5
5
5
- -
6
Basic Weighted Avg Shares
37
37
38
41
41
41
46
44
52
61
70
76
92
92
94
69
69
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
2
2
2
2
2
2
2
2
2
1
1
2
2
1
1
Depreciation Expense
1
5
6
8
8
8
8
8
10
16
17
11
24
22
25
12
12
Net Income, GAAP
- -
31.62
29.71
31.54
18.05
7.92
32.45
18.86
33.2
12.25
23.51
12.2
24.69
24.24
29.39
16.22
16.22
Effective Tax Rate (%)
1.93
13.04
15.91
20.03
19.4
19.79
17.23
18.64
20.08
26.66
24.3
14.77
26.24
24.28
26.05
17.27
17.27
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
39
33
30
20
11
25
21
40
100
21
25
81
69
229
180
115
115
LT Debt
46
63
69
75
81
86
91
97
118
132
148
169
184
154
178
183
183
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.67
23.23
24.33
27.08
21.77
19.4
16.57
15.83
17.9
23.69
20.81
12.43
23.57
18.9
18.33
8.32
8.32
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
- -
- -
- -
LT Borrowings
160
159
111
LT Finance Leases
4
4
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
152
215
239

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
390
399
209
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.36%
4.98%
2.76%
Free Cash Flow
77.7%
134.6%
-120.42%
Net Income, GAAP
11.93%
6.26%
-51.26%
Sales/Revenue/Turnover
6.21%
1.06%
-26.48%
Total Cash Common Dividend
10.44%
7.58%
0.9%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
21
23
25
24
92
2023
21
20
20
32
94
2024
16
17
18
18
69

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.86
1.04
1.06
1.11
4.12
2023
1.07
0.9
0.66
1.85
4.49
2024
0.42
0.53
0.53
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
0.65
1.28
2023
- -
- -
- -
0.66
1.32
2024
- -
- -
- -
- -
- -
Business
Evans Bancorp, Inc. (NYSE American: EVBN) operates as the financial holding company for Evans Bank, N.A., providing a range of commercial and consumer banking products and services to individuals, businesses, and municipalities primarily in Western New York. The company offers deposit products including checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit; lending products such as residential mortgages, commercial and multi-family mortgages, commercial construction loans, home equity lines of credit and second mortgages, commercial and industrial term loans and lines of credit, consumer loans for automobiles, recreational vehicles, boats, home improvements, and personal needs, installment loans, and other loans including cash reserves, overdrafts, and loan clearing accounts; and non-deposit investment products such as annuities and mutual funds. Evans Bancorp, founded in 1920 and headquartered in Williamsville, New York, conducts its banking activities through approximately eight branches serving consumer, business, and municipal customers throughout Western New York. In May 2025, Evans Bancorp was acquired by NBT Bancorp, Inc. in an all-stock transaction valued at approximately $236 million, integrating its operations into NBT Bank's expanded network across seven northeastern states.

Company News

APIChatGPT
  • Evans Bancorp (NYSEAMERICAN:EVBN) Stock Crosses Below 200 Day Moving Average – What’s Next?

  • Evans Bancorp Reports Net Income of $3.7 Million In Fourth Quarter 2024

  • EVANS BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Evans Bancorp, Inc. - EVBN

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates FLIC and EVBN on Behalf of Shareholders

  • SHAREHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Evans Bancorp Inc. - EVBN

  • EVANS BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Evans Bancorp, Inc. - EVBN

  • Shareholder Alert: Ademi LLP investigates whether Evans Bancorp, Inc. has obtained a Fair Price for its Public Shareholders

  • EVBN Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Evans Bancorp, Inc. Is Fair to Shareholders

  • US lender NBT Bancorp to buy Evans Bancorp in $236 mln deal

  • Evans Bancorp, Inc. (EVBN) Q2 2024 Earnings Call Transcript

  • New Strong Sell Stocks for June 20th

  • Evans Bancorp, Inc. (EVBN) Q1 2024 Earnings Call Transcript

  • Evans Bancorp (EVBN) Lags Q1 Earnings and Revenue Estimates

  • Evans Bancorp Reports Net Income of $2.3 Million In First Quarter 2024

  • Evans Bancorp Announces First Quarter 2024 Conference Call and Webcast

  • Evans Bancorp, Inc. Announces Semi-Annual Cash Dividend

  • Evans Bancorp, Inc. (EVBN) Q4 2023 Earnings Call Transcript

  • Evans Bancorp Reports Net Income of $24.5 Million in 2023

  • Evans Bancorp Announces Fourth Quarter and Full Year 2023 Conference Call and Webcast

  • Arthur J. Gallagher & Co. Completes Acquisition of The Evans Agency, LLC